Laura Jewett

Laura Jewett

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Closed

$319,900

($61,105 down)
FHA

998 Ryde Street, Saint Paul, MN 55103

5
3
2,628 sqft
PITI Monthly
$1,873.43 /mo

Listing courtesy of: , Keller Williams Integrity Realty

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,189 /mo
$1,890 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MOVE-IN READY
MODERN
CHARMING
COZY

Welcome to 998 Ryde Street, a charming one-and-a-half-story home on a spacious corner lot in the highly desirable Como neighborhood of Saint Paul. This home offers a blend of original character and modern updates. Natural woodwork throughout adds warmth, while thoughtful updates in key areas enhance functionality. The main floor features a sunroom that fills the space with light, providing a cozy retreat for your enjoyment. The kitchen, complete with freshly painted cabinets, offers a practical layout for cooking and entertaining. Two bedrooms and a full bathroom on the main level provide flexibility. The upper level is ready for your personal touch and offers great potential for adding value. This home’s location provides quick access to Como Park, Orchard Recreation Center, Saint Anthony Park, and downtown Saint Paul, with easy commuting to Minneapolis and the Twin Cities metro area. Enjoy nearby parks, schools, shopping, dining, and entertainment options that make the Como neighborhood one of the most sought-after in the city. The corner lot offers added privacy and outdoor space and with five bedrooms, this home provides room to grow, making it an excellent option for anyone needing extra space. Move-in ready with opportunities for customization, this home offers the best of both worlds—modern updates with room for future improvements. Don’t miss the chance to explore 998 Ryde Street - schedule your showing today and discover everything this wonderful home and neighborhood have to offer.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$1,873.43/mo
Estimated Loan Balance
$296,227
Cash to close
$61,105
Interest Paid
$31,522

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Hot Water
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Partial, Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1927
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Maxfields Sub Of, Lot 5
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $121.73
  • Tax Annual Amount: $4036
  • On Market Date: 2024-12-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $61,105 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $61,105!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$258,795
Your Cash$61,105
Total Purchase Price:$319,900

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,189/mo
Traditional @ 7.5%
$1,960/mo
You save $772/month ($9,259/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6638361

Listing From: northstar

Last updated: 2024-12-10T11:03:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,189 /mo
$1,890 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,105 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $61,105!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$258,795
Your Cash$61,105
Total Purchase Price:$319,900

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,189/mo
Traditional @ 7.5%
$1,960/mo
You save $772/month ($9,259/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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