Laura Jewett

Laura Jewett

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Closed

$900,000

($273,121 down)
FHA

9931 Stratford Lane, Highlands Ranch, CO 80126

5
4
3,791 sqft
PITI Monthly
$4,005.3 /mo

Listing courtesy of: Anne Collins, West and Main Homes Inc

Assumed Rate

3.21%
7.15%

Principal & Interest

$2,852 /mo
$4,448 /mo

What's Special

SERENE
SHOPPING
DINING
SPACIOUS
MODERN
FINISHED BASEMENT
DECK
LANDSCAPED
COZY

Welcome to your new home in the heart of Highlands Ranch! This beautifully updated property boasts 5 spacious, conforming bedrooms and 4 modern bathrooms. The open floor plan creates a welcoming atmosphere, perfect for both entertaining and everyday family life. The main floor features a dedicated office, ideal for working from home or enjoying a quiet respite. In the fully finished basement, you'll find 2 additional conforming bedrooms, a full bathroom, and a cozy family room—perfect for guests or extended family. Start your mornings with coffee or unwind in the evenings on the private deck off the primary suite. The beautifully landscaped yard is a gardener's dream, offering a serene setting for tending plants or enjoying a good book. Located in a vibrant community, this home provides access to four recreational centers with plenty of activities for everyone. You'll appreciate the convenience of nearby dining and shopping options, as well as the excellent education opportunities within the highly regarded Douglas County School District. Don’t miss out on this fantastic home in Highlands Ranch, where comfort and convenience come together seamlessly! **4.5% FHA loan is assumable**

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.21
Remaining Loan Term
26 years, 11 months
Monthly PITI
$4,005.3/mo
Estimated Loan Balance
$628,051
Cash to close
$273,121
Interest Paid
$63,174

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Gas
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Brick, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Highlands Ranch
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Highlands Ranch Community Association
  • HOA Amenities: Unknown
  • HOA Fee: $168
  • HOA Frequency: $Quarterly
Location
  • Region: Highlands Ranch

Financial Details

  • Price per Sqft: $237.4
  • Tax Annual Amount: $5648
  • On Market Date: 2024-07-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $273,121 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $273,121!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$626,879
Your Cash$273,121
Total Purchase Price:$900,000

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$2,852/mo
Traditional @ 7.5%
$4,614/mo
You save $1,762/month ($21,144/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2318594

Listing From: recolorado

Last updated: 2024-10-01T18:11:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.21%
7.15%

Principal & Interest

$2,852 /mo
$4,448 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $273,121 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $273,121!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$626,879
Your Cash$273,121
Total Purchase Price:$900,000

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$2,852/mo
Traditional @ 7.5%
$4,614/mo
You save $1,762/month ($21,144/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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