Laura Jewett

Laura Jewett

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Closed

$419,900

($157,847 down)
FHA

9924 E DESERT TRAIL Lane, Gold Canyon, AZ 85118

2
2
1,298 sqft
PITI Monthly
$1,673.7 /mo

Listing courtesy of: Ronelle Wheeler, Lori Blank & Associates, LLC

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,152 /mo
$1,923 /mo

What's Special

LOCATION
GATED COMMUNITY
MOUNTAIN VIEWS

AMAZING VIEWS & LOCATION- This well-maintained Adobe-Style 2 Bed/2 Bath plus Den home has both a backyard and side yard adjacent to an OPEN WASH featuring Tremendous SUPERSTITION MOUNTAIN VIEWS- Just relax & enjoy the VIEWS from the SPARKLING POOL. Beautiful Peralta Trails- Gated Community, built by Pulte Homes. Located nearby is the Peralta Regional Park which provides additional spectacular Desert & Mountain views, Hiking, Horseback Riding & more. This Move-In-Ready Home has a wonderful open floorplan... Kitchen has Granite Counters, Stainless Appls., & Newer Kitchen Sink & Faucet in 2021, New Roof in 2024 with a 10-yr transferrable Warranty, New Carpet in Bedrooms 2024, New Exterior Garage Door 2024, Newer Exterior Paint 2022, Newer Front Security Door 2022, Newer Garage Door Opener 2021, Den Hardwired for WIFI for Remote use 2021. Also, Home Warranty with Old Republic Home Warranty until 2/2025. Great home & Location for a Full-time or Winter Visitor.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,673.7/mo
Estimated Loan Balance
$263,746
Cash to close
$157,847
Interest Paid
$30,333

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Family Room
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Territorial/Santa Fe
Materials
  • Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2000
Details
  • Builder: Pulte Homes

Community & HOA

Community
  • Subdivision: PERALTA TRAILS UNIT I
  • Features: Gated Community, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Peralta Trails
  • HOA Amenities: Unknown
  • HOA Fee: $55
  • HOA Frequency: $Monthly
Location
  • Region: Gold Canyon

Financial Details

  • Price per Sqft: $323.5
  • Tax Annual Amount: $2041
  • On Market Date: 2024-07-04T08:38:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $157,847 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $157,847!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$262,053
Your Cash$157,847
Total Purchase Price:$419,900

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,152/mo
Traditional @ 7.5%
$1,995/mo
You save $843/month ($10,116/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6712449

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-01T09:00:58.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,152 /mo
$1,923 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $157,847 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $157,847!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$262,053
Your Cash$157,847
Total Purchase Price:$419,900

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,152/mo
Traditional @ 7.5%
$1,995/mo
You save $843/month ($10,116/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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