Laura Jewett

Laura Jewett

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Closed

$199,000

($61,732 down)
VA

991 Montecito Drive, Pahrump, NV 89048

2
2
1,140 sqft
PITI Monthly
$856.31 /mo

Listing courtesy of: Teri Lewis, Lisa Bond Real Estate LLC

Assumed Rate

3.16%
7.15%

Principal & Interest

$647 /mo
$1,016 /mo

What's Special

SERENE
CHARMING
55+ COMMUNITY

Nestled in a serene 55+ community, this charming 1140 sq ft home boasts a picturesque setting with views of the beautiful mountains. The well-maintained 2-bed, 2-bath residence exudes pride of ownership, featuring a front covered porch ideal for enjoying the tranquil surroundings. Residents can indulge in leisurely afternoons at the sparkling pool and spa or utilize the beautifully maintained golf course. The exterior has a 12x6 shed and tandem 2-car carport, enhancing both functionality and comfort in this inviting oasis. No Land Lease, washer and dryer are negotiable.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$856.31/mo
Estimated Loan Balance
$137,553
Cash to close
$61,732
Interest Paid
$21,108

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Electric
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate, Linoleum, Vinyl

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Pitched
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories:
  • Home type: ManufacturedHome
  • Architectural Style: OneStory
Materials
  • Frame
  • Roof: Pitched
Condition
  • Year Built: 2008
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Desert Greens Ph#4
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Desert Greens
  • HOA Amenities: Unknown
  • HOA Fee: $140
  • HOA Frequency: $Monthly
Location
  • Region: Pahrump

Financial Details

  • Price per Sqft: $174.56
  • Tax Annual Amount: $711
  • On Market Date: 2024-08-06T13:59:43.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $61,732 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $61,732!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$137,269
Your Cash$61,732
Total Purchase Price:$199,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$647/mo
Traditional @ 7.5%
$1,054/mo
You save $406/month ($4,878/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 2600795

Listing From:

Last updated: 2024-08-30T19:17:36.000Z

© , GLVAR. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$647 /mo
$1,016 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,732 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $61,732!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$137,269
Your Cash$61,732
Total Purchase Price:$199,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$647/mo
Traditional @ 7.5%
$1,054/mo
You save $406/month ($4,878/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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