Laura Jewett

Laura Jewett

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$717,500

($20,670 down)
FHA

9866 Spring Hill Lane, Highlands Ranch, CO 80129

3
4
2,374 sqft
PITI Monthly
$4,483.43 /mo

Listing courtesy of: Kim Kronenberger, RE/MAX Professionals

Assumed Rate

3.75%
7.15%

Principal & Interest

$3,411 /mo
$4,975 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
FINISHED BASEMENT
HOME OFFICE
DECK
FENCED YARD
MOUNTAIN VIEWS
COZY

Welcome to this beautifully upgraded and freshly painted Highlands Ranch home featuring 3 bedrooms, 4 baths, & over $70k in recent home improvements. Step inside to discover light-filled spaces with newer flooring that flows throughout. The spacious kitchen features quartz countertops, painted white cabinetry & stainless steel appliances. The kitchen opens to an inviting family room with a cozy brick-surround gas fireplace & direct access to a new deck & large fenced yard, perfect for outdoor relaxation. Adjacent to the dining area, the living room can easily serve as a home office or additional living space. Upstairs, the primary suite includes a walk-in closet, vaulted ceilings, beautiful mountain views, & a spa-like en suite bath with dual sinks, a soaking tub, & a separate shower. Two additional bedrooms & an updated secondary bath complete the upper level. The finished basement provides extra living space, featuring a large bonus room that could serve as a 4th non-conforming bedroom or bonus room with a beautifully finished three-quarter bath. Additional updates include newer flooring throughout, updated main level powder room & secondary bath. The main level powder room also features a shared laundry room for added convenience. Newer AC & furnace enhance the home's comfort & energy efficiency. The attached two-car garage offers ample storage space. This move-in-ready property is located in a prime location near top-rated schools, shopping, dining, & recreation centers. Just minutes from the Highlands Ranch Recreation Center & Highlands Ranch Town Center, providing easy access to shopping, dining, parks, & entertainment. Residents enjoy access to all four Highlands Ranch Recreation Centers as well as nearby trails & parks. Commuters will appreciate the home's proximity to C-470, Santa Fe, DTC, Mineral Light Rail, & Downtown Denver. Don’t miss this opportunity to own a beautifully updated home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.75
Remaining Loan Term
27 years, 1 months
Monthly PITI
$4,483.43/mo
Estimated Loan Balance
$698,060
Cash to close
$20,670
Interest Paid
$78,426

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Brick, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Carpet, Tile, Vinyl, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Brick, Frame
  • Roof: Composition
Condition
  • Year Built: 1991
Details
  • Builder: Village Homes

Community & HOA

Community
  • Subdivision: Highlands Ranch
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: HRCA
  • HOA Amenities: Unknown
  • HOA Fee: $171
  • HOA Frequency: $Quarterly
Location
  • Region: Highlands Ranch

Financial Details

  • Price per Sqft: $302.23
  • Tax Annual Amount: $4007
  • On Market Date: 2025-03-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $20,670 (3%)
You can enter any amount below - secondary financing will cover the difference if needed.
3%
$

You cover the entire equity of $20,670!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$696,830
Your Cash$20,670
Total Purchase Price:$717,500

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$3,411/mo
Traditional @ 7.5%
$5,160/mo
You save $1,749/month ($20,989/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8687768

Listing From: recolorado

Last updated: 2025-03-30T13:47:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.75%
7.15%

Principal & Interest

$3,411 /mo
$4,975 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $20,670 (3%)
You can enter any amount below - secondary financing will cover the difference if needed.
3%
$

You cover the entire equity of $20,670!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$696,830
Your Cash$20,670
Total Purchase Price:$717,500

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$3,411/mo
Traditional @ 7.5%
$5,160/mo
You save $1,749/month ($20,989/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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