$529,900
($115,233 down)985 Iowa Avenue W, Saint Paul, MN 55117
PITI Monthly
Listing courtesy of: , Keller Williams Integrity Realty
Assumed Rate
6.85%
7.15%Principal & Interest
$2,734 /mo
$2,818 /moWhat's Special
Absolutely charming cottage house with a victorian flare! Home sits on a beautifully landscaped lot in a prime Como park location just four blocks north of the lake. Stunning woodwork and built-ins. Birdseye maple in the kitchen. Gorgeous hardwood floors on the main level and Brazilian cherry floors up. Two amazing fireplaces, one wood-burning and the other gas. Unique granite on kitchen island and custom bar area. Limestone and brick flooring in the kitchen and dining room. Home has a main floor family room plus a spacious bedroom/flex room on the main floor with a loft walking out to the deck. Three bedrooms on one level. Upstairs owners suite is bumped out and offers living space, nook for nursery/small office, 3/4 bath, walk-in closet, and two skylights. Basement is finished and clean offering more square footage and space. Great fenced in yard with pond and large deck. Two car garage. Hardy Plank siding. Newer roof and mechanicals plus an irrigation system. This one is a gem!!!
Assumption Snapshot
Type of Loan
FHA
Interest Rate
6.85
Remaining Loan Term
29 years, 5 months
Monthly PITI
$3,666.12/mo
Estimated Loan Balance
$416,823
Cash to close
$115,233
Interest Paid
$16,627
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Cooling & Heating
- Cooling: Central Air
- Heating: Forced Air
Features
- Materials: Engineered Wood, Other
- Community: Unknown
- Has Fireplace: Yes
- Fireplace Features: Family Room, Gas, Living Room, Wood Burning
- Flooring: Unknown
Exterior
Fencing
- Fencing: Full
Roof
- Roof: Age 8 Years or Less
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces:
Water
- Sewer: City Sewer/Connected
- Water Source: City Water/Connected
Pool
- Has Pool: No
- Pool Features: Unknown
Construction
Type & Style
- Stories:
- Home type: Single Family Residence
- Architectural Style: Unknown
Materials
- Engineered Wood, Other
- Roof: Age 8 Years or Less
Condition
- Year Built: 1949
Details
- Builder:
Community & HOA
Community
- Subdivision: Jesse, Klein, Messer, Addition
- Features: None
HOA
- Has HOA: No
Location
- Region: Saint Paul
Financial Details
- Price per Sqft: $225.39
- Tax Annual Amount: $6896
- On Market Date: 2025-03-28T00:00:00.000Z
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: NST6692558
Listing From: northstar
Last updated: 2025-03-31T00:38:03.000Z
© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
6.85%
7.15%Principal & Interest
$2,734 /mo
$2,818 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $115,233!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000Resources
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