Laura Jewett

Laura Jewett

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Closed

$729,000

($568,405 down)
FHA

9820 Saint George St, Spring Valley, CA 91977

3
3
1,052 sqft
PITI Monthly
$1,368.9 /mo

Listing courtesy of: Karly Chavez, Key Connections Real Estate

Assumed Rate

3.53%
7.15%

Principal & Interest

$996 /mo
$1,492 /mo

What's Special

SERENE
SHOPPING
DINING
RENTAL INCOME

Welcome to 9820 St George, a delightful gem nestled in the serene community of Spring Valley, CA. This home is a 3 bedroom and 2 full baths. Plus, there is a studio with recently upgraded recessed lighting and full bath. This inviting residence offers a perfect blend of multi- generational home live in the front and receive rental income from studio. As you approach the property, you’ll be greeted by a well-maintained front yard and a welcoming entrance. The main house offers a open-concept layout with abundant natural light that enhances the home’s inviting atmosphere. The recently upgraded kitchen with quartz countertops, shaker cabinets, plus the house has all new flooring, and freshly painted.Conveniently located, easy access to local schools, shopping, dining, and major transportation routes, making it an ideal choice for both families and professionals. Plus, RV space. Don’t miss this opportunity to own a slice of Spring Valley paradise.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.53
Remaining Loan Term
18 years, 0 months
Monthly PITI
$1,368.9/mo
Estimated Loan Balance
$161,637
Cash to close
$568,405
Interest Paid
$81,485

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, SeeRemarks
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1970
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Spring Valley
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Spring Valley

Financial Details

  • Price per Sqft: $692.97
  • Tax Annual Amount: $9112.5
  • On Market Date: 2024-12-31T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $568,405 (78%)
You can enter any amount below - secondary financing will cover the difference if needed.
78%
$

You cover the entire equity of $568,405!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.53% Sellers Rate
$160,595
Your Cash:$568,405
Total Purchase Price:$729,000

Assumed vs Traditional Mortgage

Assumed @ 3.53%
$996/mo
Traditional @ 7.5%
$1,548/mo
You save $552/month ($6,624/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240029004SD

Listing From:

Last updated: 2025-02-17T16:24:29.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.53%
7.15%

Principal & Interest

$996 /mo
$1,492 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $568,405 (78%)
You can enter any amount below - secondary financing will cover the difference if needed.
78%
$

You cover the entire equity of $568,405!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.53% Sellers Rate
$160,595
Your Cash:$568,405
Total Purchase Price:$729,000

Assumed vs Traditional Mortgage

Assumed @ 3.53%
$996/mo
Traditional @ 7.5%
$1,548/mo
You save $552/month ($6,624/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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