Laura Jewett

Laura Jewett

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$499,900

($438,709 down)
FHA

9808 E Avenue Q4, Palmdale, CA 93591

3
2
1,848 sqft
PITI Monthly
$1,107.92 /mo

Listing courtesy of: Patricia Mondragon, HomeSmart AV

Assumed Rate

4.05%
7.15%

Principal & Interest

$367 /mo
$515 /mo

What's Special

SHOPPING
SPACIOUS
HOME OFFICE

: Discover your perfect oasis with this spacious 3-bedroom, 2-bathroom ranch-style home, nestled on more than an acre of land. Located just minutes from Palmdale town and shopping centers, this property offers the tranquility of country living with easy access to urban conveniences. Step inside to find high wooden ceilings, fresh interior and exterior paint, and brand-new customized windows throughout. The living areas boast a combination of laminated and ceramic floors. The converted garage provides additional living space with endless potential, perfect for an accessory dwelling unit (ADU), home office, or studio. Enjoy the freedom of a pet and horse-friendly property. Offering plenty of room whether you dream of creating a garden, building a workshop, or expanding your living space, this expansive lot is perfect for all your ideas. Recent upgrades include a brand-new roof, ensuring peace of mind for years to come. This home is ready for you to move in and start enjoying the serenity of ranch-style living with the convenience of being close to town! Don't miss out—schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.05
Remaining Loan Term
20 years, 5 months
Monthly PITI
$1,107.92/mo
Estimated Loan Balance
$61,510
Cash to close
$438,709
Interest Paid
$26,870

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: NaturalGas, WallFurnace
Features
  • Materials: Stucco, CopperPlumbing
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, WoodBurning
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Stucco, CopperPlumbing
  • Roof: Composition, Shingle
Condition
  • Year Built: 1958
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Hiking, PreservePublicLand, Valley
HOA
  • Has HOA: No
Location
  • Region: Palmdale

Financial Details

  • Price per Sqft: $270.51
  • Tax Annual Amount: $6248.75
  • On Market Date: 2025-02-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $438,709 (88%)
You can enter any amount below - secondary financing will cover the difference if needed.
88%
$

You cover the entire equity of $438,709!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$61,191
Your Cash:$438,709
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$367/mo
Traditional @ 7.5%
$535/mo
You save $168/month ($2,017/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25044826

Listing From:

Last updated: 2025-03-01T15:21:05.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.05%
7.15%

Principal & Interest

$367 /mo
$515 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $438,709 (88%)
You can enter any amount below - secondary financing will cover the difference if needed.
88%
$

You cover the entire equity of $438,709!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$61,191
Your Cash:$438,709
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$367/mo
Traditional @ 7.5%
$535/mo
You save $168/month ($2,017/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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