Laura Jewett

Laura Jewett

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$305,000

($245,378 down)
VA

9720 E MINNESOTA Avenue, Sun Lakes, AZ 85248

2
2
1,151 sqft
PITI Monthly
$860.06 /mo

Listing courtesy of: Kelly Clauss, Keller Williams Realty Phoenix

Assumed Rate

3.99%
7.15%

Principal & Interest

$595 /mo
$843 /mo

What's Special

REMODELED
SERENE
SPACIOUS
MODERN
PATIO
CHARMING
SECOND HOME

**This subdivision allows 20% of occupants to be 40-54 years old. They currently have only 3% of occupants in that age bracket. This is a great opportunity for someone to purchase this home that falls into that age range.** This beautifully updated 2-bedroom, 2-bath home sits on a generous lot, offering plenty of space for relaxation and enjoyment. Step inside to discover a bright and inviting interior, freshly enhanced with new flooring, new bathrooms, and a fresh coat of interior paint all completed in February 2024. The modern updates blend seamlessly with the home's classic charm, making it an ideal retreat for both primary residents and those looking for a serene second home. The spacious living area is bathed in natural light, creating a warm and welcoming atmosphere. The newly remodeled bathrooms and contemporary fixtures offer both style and functionality. Enjoy peace of mind with a new roof installed in March 2023, a new HVAC system from March 2019, and new windows added in April 2019, ensuring year-round comfort and energy efficiency. Newnkitchen sink anf faucet, new garbage disposal, and new garage door opener with push-pad entry. The property also features a two-car garage, providing ample space for vehicles and additional storage. The expansive lot allows for easy outdoor living, whether you envision a lush garden, a tranquil patio, or a space for hobbies and relaxation. Located in a sought-after adult community, this home provides access to a range of amenities and a vibrant social atmosphere. Whether you're looking for a primary residence or a charming second home, this property offers the perfect blend of comfort, convenience, and community. Don't miss the opportunity to make this exceptional home your own!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.99
Remaining Loan Term
9 years, 8 months
Monthly PITI
$860.06/mo
Estimated Loan Balance
$60,018
Cash to close
$245,378
Interest Paid
$77,630

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Foam
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Foam
Condition
  • Year Built: 1979
Details
  • Builder: NA

Community & HOA

Community
  • Subdivision: SUN LAKES UNIT 10
  • Features: Pickleball, Lake, Community Spa Htd, Community Pool Htd, Community Pool, Near Bus Stop, Golf, Tennis Court(s), Racquetball, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: SL HOA #2
  • HOA Amenities: Unknown
  • HOA Fee: $1670
  • HOA Frequency: $Annually
Location
  • Region: Sun Lakes

Financial Details

  • Price per Sqft: $264.99
  • Tax Annual Amount: $1377
  • On Market Date: 2024-09-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $245,378 (80%)
You can enter any amount below - secondary financing will cover the difference if needed.
80%
$

You cover the entire equity of $245,378!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.99% Sellers Rate
$59,622
Your Cash:$245,378
Total Purchase Price:$305,000

Assumed vs Traditional Mortgage

Assumed @ 3.99%
$595/mo
Traditional @ 7.5%
$875/mo
You save $279/month ($3,352/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6751948

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-17T15:21:11.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.99%
7.15%

Principal & Interest

$595 /mo
$843 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $245,378 (80%)
You can enter any amount below - secondary financing will cover the difference if needed.
80%
$

You cover the entire equity of $245,378!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.99% Sellers Rate
$59,622
Your Cash:$245,378
Total Purchase Price:$305,000

Assumed vs Traditional Mortgage

Assumed @ 3.99%
$595/mo
Traditional @ 7.5%
$875/mo
You save $279/month ($3,352/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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