Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$745,000

($85,897 down)
VA

937 Kelly Drive, El Cajon, CA 92019

4
3
1,522 sqft
PITI Monthly
$4,075.72 /mo

Listing courtesy of: Alvaro Provencio, Brennan and Associates Inc

Assumed Rate

5.56%
7.15%

Principal & Interest

$3,859 /mo
$4,560 /mo

What's Special

MODERN
STAINLESS STEEL APPLIANCES
BALCONY
FENCED YARD
MOUNTAIN VIEWS

PRICE REDUCTION: Welcome to this stunning 4 bedroom, 3 bathroom home in El Cajon, CA, offering breathtaking mountain views from your own backyard. Adjacent to the San Diego County Stoneridge Preserve, enjoy the convenience of hiking trails just steps away. Privacy is assured with a fenced yard, perfect for outdoor gatherings. This home is equipped with modern amenities, including central air conditioning, stainless steel appliances, and a convenient breakfast bar. Additionally, it comes with a washer, dryer, dishwasher, fridge, and stove, ensuring your comfort and convenience from day one. The open floor plan, complemented by ceiling fans, creates a welcoming and comfortable living space. Retreat to the master bedroom featuring a balcony, ideal for relaxation and enjoying the surrounding scenery. With an attached garage and RV/boat parking, this .32 acre property provides ample space for all your outdoor needs. Don't miss the chance to make this beautiful house your home. Incentive: Help with closing cost!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.56
Remaining Loan Term
27 years, 7 months
Monthly PITI
$4,075.72/mo
Estimated Loan Balance
$659,904
Cash to close
$85,897
Interest Paid
$89,288

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2008
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking, HorseTrails, PreservePublicLand, Rural
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $489.49
  • Tax Annual Amount: $
  • On Market Date: 2024-05-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $85,897 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $85,897!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.56% Sellers Rate
$659,103
Your Cash$85,897
Total Purchase Price:$745,000

Assumed vs Traditional Mortgage

Assumed @ 5.56%
$3,859/mo
Traditional @ 7.5%
$4,730/mo
You save $871/month ($10,454/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2402535

Listing From:

Last updated: 2024-12-05T05:20:48.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.56%
7.15%

Principal & Interest

$3,859 /mo
$4,560 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $85,897 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $85,897!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.56% Sellers Rate
$659,103
Your Cash$85,897
Total Purchase Price:$745,000

Assumed vs Traditional Mortgage

Assumed @ 5.56%
$3,859/mo
Traditional @ 7.5%
$4,730/mo
You save $871/month ($10,454/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.