Laura Jewett

Laura Jewett

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Active

$990,000

($372,861 down)
VA

937 Camino Aldea, Chula Vista, CA 91913

4
3
2,021 sqft
PITI Monthly
$4,071.92 /mo

Listing courtesy of: James Nelson, Coldwell Banker West

Assumed Rate

2.99%
7.15%

Principal & Interest

$2,824 /mo
$4,530 /mo

What's Special

LARGE CENTER ISLAND
DINING
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
MASTER SUITE
PATIO
PLAYGROUND

Located steps away from the Harvest Wellness Center in the beautiful community of Escaya, this 4BR, 3BA home is turn-key and awaiting its next owner! This home boasts a 5.55kWh solar system and car charging capabilities, an alkaline whole house water filtration system, artificial turf both front and back for easy maintenance, and beautiful cosmetic enhancements inside including upgraded luxe vinyl plank flooring downstairs and a herringbone subway tile backsplash in the kitchen. Soft close, warm toned shaker style cabinets are prominently featured in the open kitchen with large center island and breakfast bar. Gleaming white quartz counters, stainless steel appliances, and a large walk-in pantry provide a beautiful and functional backdrop for the great room that flows right into the backyard via a double slider. With both a covered patio, and a separate paver patio ideal for dining, there is plenty of space to stretch out without the hassle of maintenance. While the downstairs features a convenient full bedroom and bathroom, the upstairs offers the master-suite and two guest suites along with a full sized laundry room and guest bath. The master suite offers a large walk-in closet and huge en-suite bath with dual vanities, a walk-in shower and a large soaker tub. The village of Escaya offers a full suite of amenities including a mixed-use Village Center, resort style swimming pool with cabanas, Harvest wellness center / gym, large park with multiple sports courts and playground equipment, and a local commercial center with various eateries and cafes. Fahari Jeffers elementary school is a 9/10 school offering TK-6 and is just a block away. This is truly an opportunity not to be missed!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.99
Remaining Loan Term
26 years, 3 months
Monthly PITI
$4,071.92/mo
Estimated Loan Balance
$622,252
Cash to close
$372,861
Interest Paid
$72,252

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Foothills, Gutters, Park, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: The Villages of Escaya
  • HOA Amenities: Unknown
  • HOA Fee: $142
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $489.86
  • Tax Annual Amount: $12375
  • On Market Date: 2025-03-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $372,861 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $372,861!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.99% Sellers Rate
$617,139
Your Cash$372,861
Total Purchase Price:$990,000

Assumed vs Traditional Mortgage

Assumed @ 2.99%
$2,824/mo
Traditional @ 7.5%
$4,699/mo
You save $1,875/month ($22,496/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501571

Listing From:

Last updated: 2025-03-05T21:29:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.99%
7.15%

Principal & Interest

$2,824 /mo
$4,530 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $372,861 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $372,861!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.99% Sellers Rate
$617,139
Your Cash$372,861
Total Purchase Price:$990,000

Assumed vs Traditional Mortgage

Assumed @ 2.99%
$2,824/mo
Traditional @ 7.5%
$4,699/mo
You save $1,875/month ($22,496/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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