Laura Jewett

Laura Jewett

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Closed

$325,000

($116,701 down)
FHA

932 S Elm Street, Belle Plaine, MN 56011

5
3
2,571 sqft
PITI Monthly
$1,684.48 /mo

Listing courtesy of: , RE/MAX Advantage Plus

Assumed Rate

2.94%
7.15%

Principal & Interest

$958 /mo
$1,546 /mo

What's Special

LARGE CENTER ISLAND
SHOPPING
DINING
SPACIOUS
HARDWOOD FLOORS
VAULTED CEILINGS
DECK

INSTANT EQUITY! Welcome to 932 S Elm Street, located in Belle Plaine’s desirable Wildflower Ridges neighborhood! This spacious 5-bedroom, 3-bathroom home offers 2,571 finished square feet, including a fully finished walkout basement. The upper level boasts a large dining area with access to the deck, a kitchen with a large center island, vaulted ceilings, hardwood floors in the living room, and 3 bedrooms, including the owner’s suite with a private bath. The finished lower level features 2 additional bedrooms, a full bathroom, a laundry room, and a walkout to the fully fenced backyard—perfect for outdoor activities! There’s plenty of room for vehicles and toys with ample storage and a 3-car garage. Conveniently located near highways, parks, shopping, and restaurants, this home is ideal for anyone seeking both space and accessibility. Ready for some TLC and a glow up; don’t miss your chance to make this beautiful home yours at an amazing deal!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$1,684.48/mo
Estimated Loan Balance
$210,520
Cash to close
$116,701
Interest Paid
$28,836

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Metal Siding, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Full
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Metal Siding, Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Wildflower Ridge Sub #1
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Belle Plaine

Financial Details

  • Price per Sqft: $126.41
  • Tax Annual Amount: $4974
  • On Market Date: 2024-10-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $116,701 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $116,701!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$208,299
Your Cash$116,701
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$958/mo
Traditional @ 7.5%
$1,604/mo
You save $646/month ($7,753/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6619824

Listing From: northstar

Last updated: 2024-12-20T16:18:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$958 /mo
$1,546 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $116,701 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $116,701!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$208,299
Your Cash$116,701
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$958/mo
Traditional @ 7.5%
$1,604/mo
You save $646/month ($7,753/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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