Laura Jewett

Laura Jewett

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Closed

$579,999

($80,301 down)
FHA

931 E 23rd Street, Long Beach, CA 90806

2
1
637 sqft
PITI Monthly
$3,429.66 /mo

Listing courtesy of: Donica Zaid, eXp Realty of California Inc

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,898 /mo
$3,482 /mo

What's Special

LOCATION
ENTERTAINMENT
DINING
MODERN
RENOVATED
HOME OFFICE
PRIVATE BACKYARD
CHARMING

Welcome to your charming 2 bedroom, 1 bathroom starter home in Long Beach. With its modern upgrades and prime location, this home offers everything you need to enjoy comfortable and convenient living. Features: Open living/dining/kitchen concept is ideal for entertaining family and friends. Renovated garage: The garage has been transformed into a versatile additional living space, perfect for entertaining or creating a home office. It's even plumbed, so you could potentially convert it into an ADU (Accessory Dwelling Unit) in the future. Backyard perfect for entertainment: Enjoy outdoor gatherings in your private backyard, which features plenty of space for grilling, dining, and relaxing. Separate laundry with storage: The laundry room is conveniently located and offers extra storage space. There's also potential to add a second bathroom in the future. Upgrades: Mini Split AC/Heating System New Dishwasher Renovated garage Located just minutes from Long Beach City College, Enjoy the beautiful beaches of Belmont Shore or explore the cultural offerings at the Museum of Latin American Art and the Long Beach Museum of Art. In proximity to St. Mary, Kaiser Permanente and Memorial Care Medical Group. A few miles from downtown Long Beach and Long Beach Airport. Don't miss your chance to begin home ownership in the beautiful City of Long Beach!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.41
Remaining Loan Term
27 years, 5 months
Monthly PITI
$3,429.66/mo
Estimated Loan Balance
$505,991
Cash to close
$80,301
Interest Paid
$70,787

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Craftsman
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1925
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Long Beach

Financial Details

  • Price per Sqft: $910.52
  • Tax Annual Amount: $
  • On Market Date: 2024-10-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $80,301 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $80,301!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$499,698
Your Cash$80,301
Total Purchase Price:$579,999

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,898/mo
Traditional @ 7.5%
$3,611/mo
You save $714/month ($8,563/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW24215385

Listing From:

Last updated: 2024-12-13T19:23:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,898 /mo
$3,482 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $80,301 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $80,301!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$499,698
Your Cash$80,301
Total Purchase Price:$579,999

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,898/mo
Traditional @ 7.5%
$3,611/mo
You save $714/month ($8,563/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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