Laura Jewett

Laura Jewett

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Closed

$449,900

($232,042 down)
FHA

9315 W MARIPOSA Drive, Phoenix, AZ 85037

3
2
2,157 sqft
PITI Monthly
$1,492.46 /mo

Listing courtesy of: Stacey D McIntosh, My Home Group Real Estate

Assumed Rate

3.08%
7.15%

Principal & Interest

$995 /mo
$1,578 /mo

What's Special

SPACIOUS
MODERN
GRANITE COUNTERTOPS
WALK-IN CLOSET
PATIO
CHARMING
COZY

Discover this charming 3-bedroom, 2-bathroom single-level home with a versatile study/bonus room, nestled on a desirable corner lot. The spacious living area is perfect for gatherings, boasting an open and inviting layout. The kitchen is a chef's delight, featuring granite countertops, a pantry, and modern stainless-steel appliances. The main bedroom is a private retreat, complete with an ensuite that showcases dual sinks and a spacious walk-in closet. The backyard is an extension of the home's charm, offering an extended patio cover, a built-in BBQ island, a custom pool, an above-ground spa, and a cozy fire pit for unforgettable nights under the stars. Recent enhancements include an exterior paint job in 2022, a new air conditioning system installed the same year, and thoughtful updates.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 2 months
Monthly PITI
$1,492.46/mo
Estimated Loan Balance
$218,727
Cash to close
$232,042
Interest Paid
$26,492

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2001
Details
  • Builder: KB HOMES

Community & HOA

Community
  • Subdivision: TERRACITA
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: TERRACITA
  • HOA Amenities: Unknown
  • HOA Fee: $160
  • HOA Frequency: $Quarterly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $208.58
  • Tax Annual Amount: $1983
  • On Market Date: 2024-07-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $232,042 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $232,042!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$217,858
Your Cash:$232,042
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$995/mo
Traditional @ 7.5%
$1,637/mo
You save $642/month ($7,700/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6731220

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-13T17:43:20.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$995 /mo
$1,578 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $232,042 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $232,042!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$217,858
Your Cash:$232,042
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$995/mo
Traditional @ 7.5%
$1,637/mo
You save $642/month ($7,700/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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