Laura Jewett

Laura Jewett

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Closed

$260,000

($19,310 down)
VA

926 Central Avenue W, Saint Paul, MN 55104

3
2
1,399 sqft
PITI Monthly
$1,675.79 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,186 /mo
$1,727 /mo

What's Special

REMODELED
LOCATION
DINING
HARDWOOD FLOORS

This is a charmer! Kitchen & both baths were remodeled 2022 along with new lighting and all new kitchen appliances. Beautiful hardwood floors. Nice flow from living room to dining to kitchen for entertaining. Fenced back yard and a great location with easy freeway access east and west. 3BR with a 4th that was recently used as an office but could be a 4th BR by installing an egress window. Roof was new in 2011. Short sale.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.76
Remaining Loan Term
26 years, 11 months
Monthly PITI
$1,675.79/mo
Estimated Loan Balance
$241,550
Cash to close
$19,310
Interest Paid
$28,817

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Baseboard, Boiler, Hot Water, Radiant
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Architectural Shingle, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Architectural Shingle, Asphalt, Pitched
Condition
  • Year Built: 1911
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Wagner & Gassers, Addition T
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $185.85
  • Tax Annual Amount: $4079
  • On Market Date: 2025-03-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $19,310 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $19,310!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$240,690
Your Cash$19,310
Total Purchase Price:$260,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,186/mo
Traditional @ 7.5%
$1,792/mo
You save $606/month ($7,270/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6645974

Listing From: northstar

Last updated: 2025-03-22T10:03:09.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,186 /mo
$1,727 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $19,310 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $19,310!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$240,690
Your Cash$19,310
Total Purchase Price:$260,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,186/mo
Traditional @ 7.5%
$1,792/mo
You save $606/month ($7,270/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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