Laura Jewett

Laura Jewett

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Under Contract

$525,000

($93,213 down)
FHA

9231 Irving Street, Westminster, CO 80031

4
3
2,156 sqft
PITI Monthly
$2,707.92 /mo

Listing courtesy of: Heather Hawkins, Redfin Corporation

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,978 /mo
$3,140 /mo

What's Special

SPACIOUS
HARDWOOD FLOORS
FINISHED BASEMENT
DECK
QUIET NEIGHBORHOOD
CHARMING

Welcome to this charming 4-bedroom, 3-bath home with timeless appeal! Original hardwood floors throughout enhance the warm, inviting atmosphere. The spacious primary suite offers an attached half bath for added privacy. Enjoy extra living space in the enclosed sun porch with new ceiling fans, or unwind on the new Trex deck overlooking the large, fenced backyard complete with a fire pit, perfect for relaxation and entertaining. Two raised garden beds with fencing and a garden bench add a touch of serenity. The finished basement features a bonus living room, a non conforming bedroom, bathroom, and plenty of storage. Located in a quiet neighborhood with easy access in and out—this home offers the perfect blend of comfort and convenience! Don't miss the chance to make it yours.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,707.92/mo
Estimated Loan Balance
$433,527
Cash to close
$93,213
Interest Paid
$45,954

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Architecural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Brick, Frame
  • Roof: Architecural Shingle
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sunset Ridge
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Westminster

Financial Details

  • Price per Sqft: $243.51
  • Tax Annual Amount: $2809
  • On Market Date: 2025-03-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $93,213 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $93,213!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$431,787
Your Cash$93,213
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,978/mo
Traditional @ 7.5%
$3,257/mo
You save $1,280/month ($15,354/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2098680

Listing From: recolorado

Last updated: 2025-03-23T03:54:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,978 /mo
$3,140 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $93,213 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $93,213!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$431,787
Your Cash$93,213
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,978/mo
Traditional @ 7.5%
$3,257/mo
You save $1,280/month ($15,354/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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