Laura Jewett

Laura Jewett

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$509,000

($123,324 down)
VA

9211 25th Street NE, Saint Michael, MN 55376

5
4
3,008 sqft
PITI Monthly
$2,792.51 /mo

Listing courtesy of: , Kris Lindahl Real Estate

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,201 /mo
$2,701 /mo

What's Special

LOCATION
SPACIOUS
MODERN
FIREPLACE
WALK-IN CLOSET
SEPARATE SHOWER
DECK
PLAYGROUND
COZY

Space, comfort, and modern convenience—all in a fantastic location! This 5-bedroom home was designed for easy living, with four bedrooms and a laundry room all on the upper level, including a spacious primary suite with a walk-in closet, private bath, double sinks, a soaker tub, and a separate shower. The main level features a bright, open living area with a cozy corner fireplace, plus an office and a half bath. Step out onto the maintenance-free deck (built in 2023) and enjoy the fully fenced backyard, which backs up to a peaceful pond—perfect for watching wildlife or winter ice skating. The finished lower level offers a large family room, a 5th bedroom, and a full bath, plus plenty of storage. Just half a mile from Lake Uhl’s trails and new playground, minutes from downtown St. Michael, and close to Albertville’s outlet mall and I-94, this home has it all. If you’re looking for a recently built home with space for everyone, this is it!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$2,792.51/mo
Estimated Loan Balance
$386,715
Cash to close
$123,324
Interest Paid
$51,278

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Fiber Board, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Fiber Board, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Legacy Bay Farms 2nd Add
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: First Service Residential
  • HOA Amenities: Unknown
  • HOA Fee: $39
  • HOA Frequency: $Monthly
Location
  • Region: Saint Michael

Financial Details

  • Price per Sqft: $169.22
  • Tax Annual Amount: $5100
  • On Market Date: 2025-03-22T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $123,324 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $123,324!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$385,676
Your Cash$123,324
Total Purchase Price:$509,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,201/mo
Traditional @ 7.5%
$2,802/mo
You save $601/month ($7,210/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6680025

Listing From: northstar

Last updated: 2025-04-03T16:41:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,201 /mo
$2,701 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $123,324 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $123,324!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$385,676
Your Cash$123,324
Total Purchase Price:$509,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,201/mo
Traditional @ 7.5%
$2,802/mo
You save $601/month ($7,210/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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