Laura Jewett

Laura Jewett

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$299,900

($66,636 down)
VA

918 Adams Street, Mankato, MN 56001

4
2
2,880 sqft
PITI Monthly
$1,346.86 /mo

Listing courtesy of: , True Real Estate

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,054 /mo
$1,740 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
CHARMING
COZY

Welcome to this truly unique 4-bedroom, 2-bath home in Mankato hilltop, offering privacy & charm close to shopping, dining, & entertainment. With a beautiful .61-acre ravine lot, this home surprises & delights with its spacious interior. Inside you willo find a cozy sitting room/bonus area that opens into a generously sized living room. The open-concept kitchen connects seamlessly to the living room and a formal dining area. Two bedrooms and a full bath are conveniently located on the main level. Upstairs, you’ll find two more spacious bedrooms, while the lower level offers bonus space including a second family room, a dedicated crafting or office space, and an additional bonus room to suit your needs. Built-ins throughout the home provide character and functionality, with solar collector panels, you’ll enjoy energy efficiency, too. Step outside to discover a lush backyard oasis filled with fruit trees, lilacs, and more—ideal for gardening, relaxing, or simply soaking in nature. And with a 1-car garage and plenty of storage space, this home is as practical as it is charming. You truly have to see it to believe it—from the outside, you'd never guess just how much space this home offers inside!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,346.86/mo
Estimated Loan Balance
$234,292
Cash to close
$66,636
Interest Paid
$28,920

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 1966
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Marsh & Brothers Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Mankato

Financial Details

  • Price per Sqft: $104.13
  • Tax Annual Amount: $1710
  • On Market Date: 2025-03-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $66,636 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $66,636!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$233,264
Your Cash$66,636
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,054/mo
Traditional @ 7.5%
$1,805/mo
You save $750/month ($9,004/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6683975

Listing From: northstar

Last updated: 2025-03-30T02:24:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,054 /mo
$1,740 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $66,636 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $66,636!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$233,264
Your Cash$66,636
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,054/mo
Traditional @ 7.5%
$1,805/mo
You save $750/month ($9,004/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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