Laura Jewett

Laura Jewett

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Closed

$314,900

($63,386 down)
FHA

9175 Twins Street, Brainerd, MN 56401

3
2
2,022 sqft
PITI Monthly
$1,710.26 /mo

Listing courtesy of: , Kurilla Real Estate LTD

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,136 /mo
$1,824 /mo

What's Special

DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
DECK
FENCED YARD
CHARMING
COZY

Brainerd Home… Don’t miss out on this charming 3-bedroom, 2-bath home located in the sought-after North Town development. The upper-level features two spacious bedrooms, a kitchen equipped with stainless steel appliances, and a living/dining room combo with cozy fireplace and opens to a large deck—perfect for outdoor entertaining. The lower level offers a large bedroom with a walk-in closet, an updated family room, a full bath and laundry room. This great home additionally offers a 2-car insulated and heated garage and fenced yard. With a local park just a short walk away and close to the Paul Bunyan Trail, this home offers the perfect blend of comfort and convenience. Don’t miss this opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,710.26/mo
Estimated Loan Balance
$258,536
Cash to close
$63,386
Interest Paid
$27,755

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Northtown
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Brainerd

Financial Details

  • Price per Sqft: $155.74
  • Tax Annual Amount: $2802
  • On Market Date: 2024-10-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $63,386 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $63,386!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$251,514
Your Cash$63,386
Total Purchase Price:$314,900

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,136/mo
Traditional @ 7.5%
$1,892/mo
You save $756/month ($9,075/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6612701

Listing From: northstar

Last updated: 2024-12-06T19:50:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,136 /mo
$1,824 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $63,386 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $63,386!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$251,514
Your Cash$63,386
Total Purchase Price:$314,900

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,136/mo
Traditional @ 7.5%
$1,892/mo
You save $756/month ($9,075/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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