Laura Jewett

Laura Jewett

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$615,000

($255,084 down)
VA

9120 E Ironwood Circle, Prescott Valley, AZ 86314

4
3
2,848 sqft
PITI Monthly
$2,035.25 /mo

Listing courtesy of: Ruthanne Wareham, eXp Realty

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,642 /mo
$2,607 /mo

What's Special

SPACIOUS

Welcome to this stunning 4 bedroom, 3 bath home nestled in the desirable community of Prescott Valley! With 2,848 SF of spacious living, this two-story gem offers comfort and tranquility on a .42-acre lot. Built in 2005, this well maintained home features a 3-car garage, a boat and trailer landing, and panoramic views of Glassford Hill, Thumb Butte, and Mingus Mountain--making it the perfect place to enjoy Arizona's natural beauty.Inside, you'll find a versatile layout with a guest suite conveniently located on the main floor, ideal for multi-generational families and friends. The home is equipped with 2 A/C units and a Quiet Cool whole-house fan to ensure comfort year-round.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$2,035.25/mo
Estimated Loan Balance
$422,782
Cash to close
$255,084
Interest Paid
$37,232

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air, See Remarks, Zoned
  • Heating: Natural Gas
Features
  • Materials: Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas Stove, Gas, Master Bedroom, Living Room
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Partial, Perimeter
Roof
  • Roof: Composition, Rolled/Hot Mop
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 2
  • Home type: Site Built Single Family
  • Architectural Style: Contemporary
Materials
  • Wood Frame, Stucco
  • Roof: Composition, Rolled/Hot Mop
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Prescott Valley Unit #20
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Prescott Valley

Financial Details

  • Price per Sqft: $215.94
  • Tax Annual Amount: $2719
  • On Market Date: 2025-03-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $255,084 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $255,084!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$359,916
Your Cash$255,084
Total Purchase Price:$615,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,642/mo
Traditional @ 7.5%
$2,704/mo
You save $1,062/month ($12,747/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1071093

Listing From: paar

Last updated: 2025-03-24T19:44:22.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,642 /mo
$2,607 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $255,084 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $255,084!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$359,916
Your Cash$255,084
Total Purchase Price:$615,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,642/mo
Traditional @ 7.5%
$2,704/mo
You save $1,062/month ($12,747/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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