Laura Jewett

Laura Jewett

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Closed

$425,000

($193,834 down)
VA

9105 Cadbury Drive, Bakersfield, CA 93311

4
2
1,833 sqft
PITI Monthly
$1,325.8 /mo

Listing courtesy of: William Gordon, Watson Realty

Assumed Rate

3.61%
7.15%

Principal & Interest

$1,176 /mo
$1,745 /mo

What's Special

SHOPPING
SPACIOUS
MODERN
CUSTOM BUILT
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
SOAKING TUB
PATIO

This gorgeous Southwest Bakersfield home features 4 bedrooms, 2 bathrooms and has been thoughtfully updated to blend modern style with everyday comfort. The kitchen includes stainless steel appliances, granite countertops, and is open to the family room with a custom built-in media center - perfect for both cooking and entertaining! The spacious primary suite has a custom walk-in closet, separate soaking tub and a glass door shower. Backyard amenities include a low-maintenance Alumawood patio cover and a Tuffshed for ample extra storage. Located in the Tradewinds community, this home is just moments from local parks, schools, and shopping. This is a must-see property. Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.61
Remaining Loan Term
24 years, 7 months
Monthly PITI
$1,325.8/mo
Estimated Loan Balance
$253,789
Cash to close
$193,834
Interest Paid
$47,848

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Unknown
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2012
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $231.86
  • Tax Annual Amount: $5312.5
  • On Market Date: 2025-01-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $193,834 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $193,834!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$231,166
Your Cash$193,834
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$1,176/mo
Traditional @ 7.5%
$1,810/mo
You save $634/month ($7,606/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-27336

Listing From:

Last updated: 2025-02-23T18:48:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.61%
7.15%

Principal & Interest

$1,176 /mo
$1,745 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $193,834 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $193,834!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$231,166
Your Cash$193,834
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$1,176/mo
Traditional @ 7.5%
$1,810/mo
You save $634/month ($7,606/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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