Laura Jewett

Laura Jewett

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Closed

$330,000

($58,725 down)
FHA

909 Oberlin Court, Bakersfield, CA 93305

4
2
1,350 sqft
PITI Monthly
$2,412.83 /mo

Listing courtesy of: Mezdan Mota, The Dana Real Estate & Investments Inc.

Assumed Rate

6.43%
7.15%

Principal & Interest

$1,725 /mo
$1,857 /mo

What's Special

LOCATION
FRESH PAINT
SPACIOUS
PATIO
SOLAR PANELS

Recently updated spacious property, 4 bedroom 2 bath home sitting on over 10,000 sqft lot. You will love spending time in the beautifully updated living area featuring recessed lighting, fans, and the large windows provide tons of natural lighting. You will fall in love with the stunning kitchen featuring updated sparkling quartz countertops, sink, faucet, and lighting. Both bathrooms have been updated as well with new vanities, flooring, mirrors and showers. The rest of the home offers updated flooring, New Roof , Solar Panels , New Electrical panel ,new wood fencing, baseboards, blinds, recessed lighting, fans, indoor laundry and fresh paint throughout. On the exterior you will find fresh paint as well with new Patio cement slab. The cherry on top is the extra storage shop at the backyard and plenty space for summer pool , barbeque area and adding an ADU . great location close to Bakersfield college . Don't mess on this great opportunity . Back Alley access .

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.43
Remaining Loan Term
28 years, 3 months
Monthly PITI
$2,412.83/mo
Estimated Loan Balance
$271,545
Cash to close
$58,725
Interest Paid
$30,643

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GreatRoom
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1954
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $244.44
  • Tax Annual Amount: $4125
  • On Market Date: 2024-06-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $58,725 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $58,725!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$271,275
Your Cash$58,725
Total Purchase Price:$330,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$1,725/mo
Traditional @ 7.5%
$1,926/mo
You save $201/month ($2,412/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 24404861

Listing From:

Last updated: 2024-08-31T01:40:01.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.43%
7.15%

Principal & Interest

$1,725 /mo
$1,857 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $58,725 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $58,725!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$271,275
Your Cash$58,725
Total Purchase Price:$330,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$1,725/mo
Traditional @ 7.5%
$1,926/mo
You save $201/month ($2,412/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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