Laura Jewett

Laura Jewett

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$675,000

($38,271 down)
FHA

9050 Ponderosa Road, Pinon Hills, CA 92372

4
2
2,297 sqft
PITI Monthly
$5,902.67 /mo

Listing courtesy of: Marc Duckworth, ONE WEST REALTY INC

Assumed Rate

7.44%
7.15%

Principal & Interest

$4,555 /mo
$4,426 /mo

What's Special

SERENE
MODERN
GRANITE COUNTERTOPS
VAULTED CEILINGS
WALK-IN CLOSET
MASTER SUITE
CHARMING
COZY

Nestled on a sprawling 4.32-acre lot in tranquil Pinon Hills, this charming 4-bedroom, 2-bathroom home offers 2,297 square feet of modern living space. Inside, enjoy vaulted ceilings, Acacia wood flooring, and a cozy wood-burning stove in the living room. The gourmet kitchen features granite countertops, double ovens, a cooktop stove, and an island, with a refrigerator included. The master suite boasts a walk-in closet, en-suite bathroom, and outdoor access. Outdoors, the property features an attached 3-car garage, a fully insulated 40x25 ft warehouse, and a 14x25 ft RV garage, perfect for workshops or storage. Upgraded with a 400-amp electrical system, this home is ideal for RV enthusiasts or hobbyists. The expansive lot offers privacy, panoramic high desert views, and potential for subdivision. Experience serene desert living with modern comforts and endless possibilities!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.44
Remaining Loan Term
28 years, 9 months
Monthly PITI
$5,902.67/mo
Estimated Loan Balance
$652,842
Cash to close
$38,271
Interest Paid
$60,611

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces, WoodStove
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, WoodBurning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 8
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Unknown
  • Roof: Concrete
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Foothills, Fishing, Hiking, HorseTrails, Hunting, Mountainous, NearNationalForest
HOA
  • Has HOA: No
Location
  • Region: Pinon Hills

Financial Details

  • Price per Sqft: $293.86
  • Tax Annual Amount: $8612.5
  • On Market Date: 2024-10-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $38,271 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $38,271!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$636,729
Your Cash$38,271
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$4,555/mo
Traditional @ 7.5%
$4,427/mo
You save $-128/month ($-1,535/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24203587

Listing From:

Last updated: 2025-01-14T02:27:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.44%
7.15%

Principal & Interest

$4,555 /mo
$4,426 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $38,271 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $38,271!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$636,729
Your Cash$38,271
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$4,555/mo
Traditional @ 7.5%
$4,427/mo
You save $-128/month ($-1,535/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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