Laura Jewett

Laura Jewett

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Closed

$397,000

($157,131 down)
FHA

904 Washington Street, Anoka, MN 55303

2
2
2,038 sqft
PITI Monthly
$1,764.44 /mo

Listing courtesy of: , Counselor Realty, Inc.

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,165 /mo
$1,697 /mo

What's Special

LOCATION
PATIO

Gorgeous Rambler with many top-quality updates. Excellent location near downtown Anoka with its wide assortment of restaurants and shops. Also close to many schools, churches, and Mercy Hospital. Professional remodels in both the main and lower levels. This house got a new roof in 2021 and has maintenance free vinyl siding and fencing. Enclosed back yard features a huge 30 by 30 feet cement patio and a very nice 12 x 10 storage shed. Lovingly updated and cared for by same owners for the past 29 years. Come take a look; this home shows exceptionally well inside and out.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$1,764.44/mo
Estimated Loan Balance
$240,693
Cash to close
$157,131
Interest Paid
$27,576

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full, Vinyl
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 1958
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Brock Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Anoka

Financial Details

  • Price per Sqft: $194.8
  • Tax Annual Amount: $3253
  • On Market Date: 2024-07-27T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $157,131 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $157,131!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$239,869
Your Cash$157,131
Total Purchase Price:$397,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,165/mo
Traditional @ 7.5%
$1,761/mo
You save $595/month ($7,145/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6572448

Listing From: northstar

Last updated: 2024-10-31T16:38:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,165 /mo
$1,697 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $157,131 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $157,131!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$239,869
Your Cash$157,131
Total Purchase Price:$397,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,165/mo
Traditional @ 7.5%
$1,761/mo
You save $595/month ($7,145/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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