Laura Jewett

Laura Jewett

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Closed

$499,900

($235,173 down)
VA

904 S Ridgeway Street, Payson, AZ 85541

3
3
1,800 sqft
PITI Monthly
$1,725.75 /mo

Listing courtesy of: Robert Huff, ERA-Young Realty & Investment

Assumed Rate

3.69%
7.15%

Principal & Interest

$1,339 /mo
$1,967 /mo

What's Special

GRANITE COUNTERTOPS
WALK-IN CLOSET
PATIO
QUIET NEIGHBORHOOD

Better than new!! Single level 3 bedroom 2 bath home on an elevated lot in a quiet neighborhood. Split floor plan and Great Room concept with colored-polished concrete floors throughout for easy maintenance. Large fenced private back yard with covered patio to enjoy the cool Payson evenings. Expansive master bedroom with large walk-in closet and a full master bathroom with a separate tub and shower. Kitchen has granite countertops and top of the line appliances. Home is all electric. New roof installed in July 2024! Large driveway with RV Parking. Must see this home to appreciate it. Priced to sell!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.69
Remaining Loan Term
24 years, 9 months
Monthly PITI
$1,725.75/mo
Estimated Loan Balance
$265,772
Cash to close
$235,173
Interest Paid
$53,585

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Siding, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Concrete

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Sewer in & Cnctd
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Siding, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 2015
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: Ridgeway Estates
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Payson

Financial Details

  • Price per Sqft: $277.72
  • Tax Annual Amount: $2642.9
  • On Market Date: 2024-07-23T23:40:03.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $235,173 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $235,173!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$264,727
Your Cash$235,173
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$1,339/mo
Traditional @ 7.5%
$2,040/mo
You save $702/month ($8,418/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6734967

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-26T15:59:46.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.69%
7.15%

Principal & Interest

$1,339 /mo
$1,967 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $235,173 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $235,173!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$264,727
Your Cash$235,173
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$1,339/mo
Traditional @ 7.5%
$2,040/mo
You save $702/month ($8,418/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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