Laura Jewett

Laura Jewett

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Closed

$599,500

($279,023 down)
VA

8969 Cottonwood Ln, Stockton, CA 95210

5
3
2,678 sqft
PITI Monthly
$2,211.06 /mo

Listing courtesy of: Varnell Owens, BETTER HOMES REALTY/MCARTHR

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,420 /mo
$2,323 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS

Welcome to your new dream home!This beautiful home located in a well established family friendly neighborhood nearby schools and all your shopping wants and needs!When you step inside you will experience a large bright open airy entry and exquisitely designed tile floor.Large open inviting kitchen with shiny black onyx colored granite countertops, spacious seating is ready and waiting for your large gatherings or casual dining.Featuring a large pantry with ample room and storage any aspiring chef or someone who just loves to cook would be proud to own!Stairs a concern? Problem solved!This home is equipped with its own seated stair lift & solar system!Very spacious and comfortable, this home proudly boasts 5 ample sized bedrooms,3 full bathrooms and a main bedroom and bathroom inspired top notch design features complete with his and her custom closets fit for a King and Queen!The design features and the decor in the bathroom are included in the purchase of the home.Backyard is private and an ideal modern oasis great for entertaining or personal relaxation time.This home is comfortable and has unlimited ideas for living and flexibility and has a floor plan many desire where charm,comfort and custom living is a breeze.Come see it today!Additional items: Hot water recirculating pump.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.84
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,211.06/mo
Estimated Loan Balance
$408,033
Cash to close
$279,023
Interest Paid
$32,156

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, WoodBurning
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • WoodSiding
  • Roof: Unknown
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision: None
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Stockton

Financial Details

  • Price per Sqft: $223.86
  • Tax Annual Amount: $7493.75
  • On Market Date: 2024-11-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $279,023 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $279,023!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$320,477
Your Cash$279,023
Total Purchase Price:$599,500

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,420/mo
Traditional @ 7.5%
$2,409/mo
You save $989/month ($11,867/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41079400

Listing From:

Last updated: 2025-01-14T22:25:06.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,420 /mo
$2,323 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $279,023 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $279,023!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$320,477
Your Cash$279,023
Total Purchase Price:$599,500

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,420/mo
Traditional @ 7.5%
$2,409/mo
You save $989/month ($11,867/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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