Laura Jewett

Laura Jewett

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Closed

$395,000

($101,346 down)
VA

8960 W NICOLET Avenue, Glendale, AZ 85305

2
3
1,541 sqft
PITI Monthly
$1,598.02 /mo

Listing courtesy of: Emmanuel Ashiagbor, HomeSmart

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,327 /mo
$2,106 /mo

What's Special

LOCATION
GATED COMMUNITY
SHOPPING
SPACIOUS
MODERN
WET BAR
OUTDOOR LIVING SPACE
PATIO
COMMUNITY POOL

Welcome to Your Dream Starter Home in Glendale, AZ! Assumable VA Loan with a 4.99% Interest Rate! This beautifully upgraded 1,542 sq. ft. single-story home, located in a desirable gated community, offers 2 spacious owner suites and 2.5 bathrooms. Situated in a prime Glendale location, you're just minutes from Westgate shopping, restaurants, Cardinals Stadium, and with easy access to the 101 & I-10 freeways. Step inside and experience all the right upgrades, including gorgeous dark cabinetry, a newly installed dishwasher (2022), HVAC system (2022), water heater (2023), water softener, reverse osmosis system, pendant lighting, and a wet bar with a beverage fridge. The retractable multi-pane slider seamlessly opens to a beautifully upgraded outdoor living space featuring a pergola-covered patio, a small garden, and pavered walkwaysperfect for indoor-outdoor entertaining. Additional highlights include an upgraded laundry room with a sink, an oversized 2-car garage, and built-in wall pest control. The low-maintenance lifestyle is further enhanced by the HOA-maintained front landscaping and access to the community pool. To top it all off, this home includes a fully owned solar system installed in 2017, keeping energy bills low all year long. This home truly has it all - a perfect retreat for the modern buyer. Don't miss the chance to make it yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$1,598.02/mo
Estimated Loan Balance
$302,661
Cash to close
$101,346
Interest Paid
$30,821

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch, Santa Barbara/Tuscan
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2012
Details
  • Builder: K Hovnanian

Community & HOA

Community
  • Subdivision: PROVENCE
  • Features: Gated Community, Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Provence Homeowners
  • HOA Amenities: Unknown
  • HOA Fee: $105
  • HOA Frequency: $Monthly
Location
  • Region: Glendale

Financial Details

  • Price per Sqft: $256.33
  • Tax Annual Amount: $1458
  • On Market Date: 2024-09-05T17:40:04.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $101,346 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $101,346!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$293,654
Your Cash$101,346
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,327/mo
Traditional @ 7.5%
$2,185/mo
You save $858/month ($10,298/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6752962

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-07T01:59:23.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,327 /mo
$2,106 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $101,346 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $101,346!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$293,654
Your Cash$101,346
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,327/mo
Traditional @ 7.5%
$2,185/mo
You save $858/month ($10,298/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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