Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$349,900

($119,360 down)
VA

895 10th Street, Clearwater, MN 55320

3
3
2,069 sqft
PITI Monthly
$1,532.12 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

5.52%
7.15%

Principal & Interest

$1,359 /mo
$1,614 /mo

What's Special

SERENE
DINING
SPACIOUS
MOVE-IN READY
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
LANDSCAPED

Step into this beautifully designed, move-in ready home & experience the perfect blend of modern living & comfort. The open-concept layout greets you with a bright & airy living room, dining area & kitchen, all bathed in natural light. The gourmet kitchen features elegant granite countertops, stainless steel appliances, & a breakfast bar, making it ideal for both cooking & entertaining. Upstairs you'll find 3 spacious bedrooms, each with generous closet space (two with walk-in closets). The primary bedroom offers a private ensuite, providing a serene retreat. The lower level is an entertainer's dream! With 10-foot ceilings, it features a walkout to the backyard & an additional 3/4 bathroom. Whether you're hosting guests or enjoying family time, this space is perfect for any occasion. The unfinished are on the lowest level presents endless possibilities - use it as a hobby room, workout space, or potential additional bedroom. The laundry area provides ample storage, and the walkout offer easy access to the outdoors. The home sits on a beautifully landscaped lot with a flat backyard & stylish retaining wall, adding both charm & functionally to the outdoor space. This home truly has it all - modern finishes, spacious rooms, & flexible spaces for every need. Don't miss the opportunity to make it yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.52
Remaining Loan Term
27 years, 4 months
Monthly PITI
$1,532.12/mo
Estimated Loan Balance
$231,134
Cash to close
$119,360
Interest Paid
$34,543

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Shake Siding, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Shake Siding, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cedar South 3rd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Clearwater

Financial Details

  • Price per Sqft: $169.12
  • Tax Annual Amount: $272
  • On Market Date: 2025-02-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $119,360 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $119,360!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$230,540
Your Cash$119,360
Total Purchase Price:$349,900

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$1,359/mo
Traditional @ 7.5%
$1,674/mo
You save $314/month ($3,771/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6658912

Listing From: northstar

Last updated: 2025-03-17T17:12:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$1,359 /mo
$1,614 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $119,360 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $119,360!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$230,540
Your Cash$119,360
Total Purchase Price:$349,900

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$1,359/mo
Traditional @ 7.5%
$1,674/mo
You save $314/month ($3,771/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.