Laura Jewett

Laura Jewett

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Closed

$459,900

($407,508 down)
FHA

890 Kenneth Street, Saint Paul, MN 55116

3
2
1,557 sqft
PITI Monthly
$2,652.04 /mo

Listing courtesy of: , Keller Williams Integrity Realty

Assumed Rate

2.75%
7.15%

Principal & Interest

$1,753 /mo
$2,343 /mo

What's Special

LOCATION
DINING
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
LANDSCAPED

This lovely home is in the perfect location close to all that Highland Park has to offer. Sitting on a tree lined street, this home's lot is beautifully landscaped. The main level offers big bright windows, hardwood floors, 2 bedrooms, gorgeous living and dining spaces, 2 good sized bedrooms, and a full bathroom. The updated kitchen features an eat in/breakfast space, plenty of storage, and stainless steel appliances. The lower level has a large entrance from the garage, perfect to customize into your ideal mudroom. You will also find a bedroom, updated 3/4 bathroom, and family room. This home is clean, updated, and ready for a new owner to move right in.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.75
Remaining Loan Term
1 years, 11 months
Monthly PITI
$2,652.04/mo
Estimated Loan Balance
$251,837
Cash to close
$407,508
Interest Paid
$56,127

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Living Room, Wood Burning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone
  • Roof: Unknown
Condition
  • Year Built: 1951
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Highview Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $295.38
  • Tax Annual Amount: $6596
  • On Market Date: 2024-08-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $407,508 (89%)
You can enter any amount below - secondary financing will cover the difference if needed.
89%
$

You cover the entire equity of $407,508!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.75% Sellers Rate
$52,392
Your Cash:$407,508
Total Purchase Price:$459,900

Assumed vs Traditional Mortgage

Assumed @ 2.75%
$1,753/mo
Traditional @ 7.5%
$2,397/mo
You save $644/month ($7,734/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6579817

Listing From: northstar

Last updated: 2024-09-26T14:31:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.75%
7.15%

Principal & Interest

$1,753 /mo
$2,343 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $407,508 (89%)
You can enter any amount below - secondary financing will cover the difference if needed.
89%
$

You cover the entire equity of $407,508!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.75% Sellers Rate
$52,392
Your Cash:$407,508
Total Purchase Price:$459,900

Assumed vs Traditional Mortgage

Assumed @ 2.75%
$1,753/mo
Traditional @ 7.5%
$2,397/mo
You save $644/month ($7,734/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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