Laura Jewett

Laura Jewett

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$639,000

($153,925 down)
VA

889 Date St UNIT 144, San Diego, CA 92101

2
2
1,175 sqft
PITI Monthly
$3,087.12 /mo

Listing courtesy of: Jamie Edens, The Associates Realty Group

Assumed Rate

3.06%
7.15%

Principal & Interest

$2,233 /mo
$3,550 /mo

What's Special

DESIRED
SERENE
ENTERTAINMENT
SPACIOUS
MODERN
LUXURY
CHARMING

VA ASSUMABLE at an incredible 2.25%. Listed $11K below appraised value, you'll enjoy instant equity on day 1 of ownership. This stunning 2-BR, 2-bathroom condo in the heart of Cortez Hill, San Diego spans 1,175 sqft and boasts a modern, open floor plan, perfect for both relaxation and entertainment. The secondary loft bedroom with Murphy Bed and an oversized closet provides flexibility to use the space as an office/den/nursery or an open-air bedroom that could be easily enclosed, making a traditional second bedroom if desired. The high ceilings enhance the spacious feel, while the newer appliances add a touch of luxury and convenience. The Aloft Condominium complex elevates urban living with its array of top-notch amenities. Take a refreshing dip in the pool or unwind in the spa after a long day. Host barbecues with friends and family at the designated BBQ area, stay active in the well-equipped gym, or relax by the fire pit as you take in the views. Nestled in the charming Cortez Hill neighborhood, this condominium offers a perfect blend of tranquility and convenience. Known for its tree-lined streets & picturesque views, Cortez Hill provides a serene escape from the bustling city while still being centrally located. Enjoy the benefits of nearby retail shops, diverse restaurants, and the excitement of Petco Park and Little Italy, all just a stone's throw away. Whether you're exploring local cafes, parks, or cultural landmarks, Cortez Hill offers an unparalleled living experience in one of San Diego's most desirable areas.  Don't miss out on this amazing opportunity.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$3,087.12/mo
Estimated Loan Balance
$488,048
Cash to close
$153,925
Interest Paid
$59,205

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Electric, ForcedAir
Features
  • Materials: Glass, Concrete, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Metal
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Glass, Concrete, Stucco
  • Roof: Metal
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Downtown
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Aloft on Cortez Hill
  • HOA Amenities: Unknown
  • HOA Fee: $700
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $543.83
  • Tax Annual Amount: $7987.5
  • On Market Date: 2025-01-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $153,925 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $153,925!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$485,075
Your Cash$153,925
Total Purchase Price:$639,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$2,233/mo
Traditional @ 7.5%
$3,682/mo
You save $1,449/month ($17,391/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250016811SD

Listing From:

Last updated: 2025-03-31T19:32:29.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$2,233 /mo
$3,550 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $153,925 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $153,925!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$485,075
Your Cash$153,925
Total Purchase Price:$639,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$2,233/mo
Traditional @ 7.5%
$3,682/mo
You save $1,449/month ($17,391/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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