Laura Jewett

Laura Jewett

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Closed

$389,900

($0 down)*
VA

Potential short sale please verify with your agent.

8876 N 185TH Drive, Waddell, AZ 85355

3
2
1,613 sqft
PITI Monthly
$2,896.36 /mo

Listing courtesy of: Stephanie Stephenson, My Home Group Real Estate

Assumed Rate

6.36%
7.15%

Principal & Interest

$2,647 /mo
$2,870 /mo

What's Special

LOCATION
FRESH PAINT
MINUTES AWAY
SPACIOUS
MODERN
LUXURY
WALK-IN CLOSET
PRIVATE BACKYARD
LANDSCAPED
SOLAR PANELS

*SELLER MOTIVATED!!* PRICED TO SELL QUICKLY!! Welcome to a home that beautifully combines modern convenience with a prime location near the stunning White Tank Mountains. This smart home boasts an open and bright floorplan that maximizes space and functionality. Step inside to be greeted by beautiful luxury vinyl plank flooring and a neutral palette. The heart of this home is the kitchen, featuring a striking granite island perfect for meal prep or casual gatherings and a gas cooktop. A stylish backsplash adds a touch of eleganc Designed with privacy in mind, the split floorplan leads to a luxurious primary suite complete with a spacious bath and a generous walk-in closet. Step outside to your fully landscaped, private backyard oasis accentuated by block wall privacy, maintenance-free turf, and stylish pavers. Enjoy breathtaking views of the nearby White Tank Mountains from your tranquil outdoor retreat. For your pups is a natural grass dog run. Situated in a peaceful community, enjoy being just minutes away from the natural beauty and recreational opportunities of the White Tank Mountain Regional Park. With hiking, walking, and biking trails right at your doorstep, this location is perfect for outdoor enthusiasts. A nearby play area and quick access to the 303 freeway ensure convenience for family fun and daily commutes. This home is not only visually stunning but also packed with modern features including solar panels, a soft water loop, a reverse osmosis system, and updates such as newer LVP flooring, fresh paint, and new bathroom counters and fixtures, ceiling fans throughout the home, faux wood windows treatments, and new microwave and dishwasher. Make this smart investment your personal haven today, where contemporary design meets efficiency and comfort.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.36
Remaining Loan Term
27 years, 10 months
Monthly PITI
$2,896.36/mo
Estimated Loan Balance
$417,130
Cash to close
$0
Interest Paid
$57,855

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat, Refrigeration
  • Heating: ENERGY STAR Qualified Equipment, Electric
Features
  • Materials: Painted, Stucco, Stone, Frame - Wood, Spray Foam Insulation, Ducts Professionally Air-Sealed
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Stone, Frame - Wood, Spray Foam Insulation, Ducts Professionally Air-Sealed
  • Roof: Tile, Concrete
Condition
  • Year Built: 2020
Details
  • Builder: Meritage

Community & HOA

Community
  • Subdivision: WHITE TANK FOOTHILLS PARCEL 18
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: White Tank HOA
  • HOA Amenities: Unknown
  • HOA Fee: $343.25
  • HOA Frequency: $Quarterly
Location
  • Region: Waddell

Financial Details

  • Price per Sqft: $241.72
  • Tax Annual Amount: $1189
  • On Market Date: 2024-10-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$389,900
Your Cash$0
Total Purchase Price:$389,900

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$2,647/mo
Traditional @ 7.5%
$2,977/mo
You save $330/month ($3,962/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6768288

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-03T20:52:59.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.36%
7.15%

Principal & Interest

$2,647 /mo
$2,870 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$389,900
Your Cash$0
Total Purchase Price:$389,900

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$2,647/mo
Traditional @ 7.5%
$2,977/mo
You save $330/month ($3,962/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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