Laura Jewett

Laura Jewett

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Closed

$635,000

($179,250 down)
VA

8815 Aspen Circle, Victoria, MN 55386

5
4
4,089 sqft
PITI Monthly
$2,819.81 /mo

Listing courtesy of: , Kris Lindahl Real Estate

Assumed Rate

3.08%
7.15%

Principal & Interest

$2,094 /mo
$3,321 /mo

What's Special

LOCATION
SPACIOUS
MOVE-IN READY
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
WET BAR
PATIO
CUL-DE-SAC

This spacious, like-new 5-bedroom, 4-bathroom home offers everything you need for comfortable living, starting with its quiet location on a cul-de-sac. Each bedroom has its own walk-in closet, providing plenty of storage space for everyone. The bright main level is filled with natural light, featuring an open kitchen with double ovens—perfect for cooking and entertaining. You'll love the convenience of the "mud room" and half bath right off the garage. Upstairs, the loft adds flexible living space, along with a laundry room and 4 bedrooms, including the primary suite with a soaking tub and separate shower. The walk-out lower level is ideal for gatherings, complete with a wet bar, 5th bedroom, and a patio pre-wired for a hot tub. If you're looking for lots of living space in a move-in ready home, this is the one for you!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$2,819.81/mo
Estimated Loan Balance
$459,424
Cash to close
$179,250
Interest Paid
$56,913

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Engineered Wood, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Engineered Wood, Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 2013
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Rhapsody 3rd Add
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Rhapsody SF HOA
  • HOA Amenities: Unknown
  • HOA Fee: $195
  • HOA Frequency: $Annually
Location
  • Region: Victoria

Financial Details

  • Price per Sqft: $155.29
  • Tax Annual Amount: $6707
  • On Market Date: 2024-10-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $179,250 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $179,250!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$455,750
Your Cash$179,250
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$2,094/mo
Traditional @ 7.5%
$3,445/mo
You save $1,350/month ($16,205/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6618293

Listing From: northstar

Last updated: 2024-12-09T18:54:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$2,094 /mo
$3,321 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $179,250 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $179,250!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$455,750
Your Cash$179,250
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$2,094/mo
Traditional @ 7.5%
$3,445/mo
You save $1,350/month ($16,205/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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