Laura Jewett

Laura Jewett

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Pending

$965,000

($181,764 down)
VA

8815 Almond Road, Lakeside, CA 92040

4
3
2,065 sqft
PITI Monthly
$4,361.75 /mo

Listing courtesy of: Rachel Carroll, Willis Allen Real Estate

Assumed Rate

4.48%
7.15%

Principal & Interest

$4,145 /mo
$5,538 /mo

What's Special

REMODELED
SERENE
MODERN
BREAKFAST NOOK
DECK
SOLAR PANELS

Nestled on a private shared drive, this remodeled home offers the perfect blend of modern elegance and function with the perfect layout and a usable 0.39-acre lot. Step inside to soaring ceilings that flood the home with natural light, creating an open and inviting living space. The oversized kitchen boasts sleek finishes, modern appliances, eat-in breakfast nook and ample storage. The main bathroom is a showstopper with a huge custom shower featuring double shower heads—a true spa-like retreat. You’ll find a main floor bedroom and full bathroom and the rest of the living quarters upstairs. Upgraded from top to bottom, the home includes new LVP flooring throughout, a new roof, with 26 fully paid-off solar panels installed in 2023, car charging station, water softener, and updated recessed lighting. Outdoor living is equally impressive with views from a large deck off the kitchen, a new wrought iron gate that opens to an expansive, flat yard—perfect for gardening, storing toys, future ADU, pool or simply enjoying the serene mountain surroundings.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.48
Remaining Loan Term
27 years, 2 months
Monthly PITI
$4,361.75/mo
Estimated Loan Balance
$786,872
Cash to close
$181,764
Interest Paid
$101,722

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: ChainLink, ExcellentCondition, NewCondition, WroughtIron
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Gutters, Rural
HOA
  • Has HOA: No
Location
  • Region: Lakeside

Financial Details

  • Price per Sqft: $467.31
  • Tax Annual Amount: $12062.5
  • On Market Date: 2025-01-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $181,764 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $181,764!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$783,236
Your Cash$181,764
Total Purchase Price:$965,000

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$4,145/mo
Traditional @ 7.5%
$5,745/mo
You save $1,600/month ($19,197/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2500198

Listing From:

Last updated: 2025-03-10T09:04:46.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.48%
7.15%

Principal & Interest

$4,145 /mo
$5,538 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $181,764 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $181,764!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$783,236
Your Cash$181,764
Total Purchase Price:$965,000

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$4,145/mo
Traditional @ 7.5%
$5,745/mo
You save $1,600/month ($19,197/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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