Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$820,000

($364,013 down)
FHA

880 Orchid Way, San Diego, CA 92154

4
3
1,258 sqft
PITI Monthly
$2,902.82 /mo

Listing courtesy of: Faby Gonzalez, Coldwell Banker West

Assumed Rate

3.62%
7.15%

Principal & Interest

$2,325 /mo
$3,445 /mo

What's Special

REMODELED
SHOPPING
SPACIOUS
MODERN
FIREPLACE
RENTAL INCOME

priced $799k to $829k This single-story gem has been recently remodeled and boasts a sleek, modern design with a wall-to-wall sliding glass door that seamlessly connects the indoors with a spacious, low-maintenance backyard. Inside, you'll find an inviting open floor plan complemented by a stylish electric fireplace. The home features two beautifully upgraded bathrooms, a convenient laundry room, and a versatile studio space with a full bathroom and a kitchenette in the garage, perfect for potential rental income. the 4th bedroom and 3rd bathroom are the studio in the garage. With a large driveway accommodating multiple vehicles, this property is situated in a vibrant community close to freeways, shopping, and schools. Studio measures 285 sq ft for a total of 1543 sq ft living space

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
24 years, 11 months
Monthly PITI
$2,902.82/mo
Estimated Loan Balance
$475,397
Cash to close
$364,013
Interest Paid
$89,256

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1972
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $651.83
  • Tax Annual Amount: $
  • On Market Date: 2024-08-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $364,013 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $364,013!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$455,987
Your Cash$364,013
Total Purchase Price:$820,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$2,325/mo
Traditional @ 7.5%
$3,574/mo
You save $1,249/month ($14,985/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2404832

Listing From:

Last updated: 2024-10-20T16:17:36.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$2,325 /mo
$3,445 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $364,013 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $364,013!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$455,987
Your Cash$364,013
Total Purchase Price:$820,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$2,325/mo
Traditional @ 7.5%
$3,574/mo
You save $1,249/month ($14,985/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.