Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$649,000

($267,765 down)
VA

875 Paseo Serenata, Camarillo, CA 93012

2
3
1,385 sqft
PITI Monthly
$2,558.73 /mo

Listing courtesy of: Feng Lin, Fathom Realty Group, Inc.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,716 /mo
$2,817 /mo

What's Special

SERENE
SHOPPING
SPACIOUS
GRANITE COUNTERTOPS
BREAKFAST NOOK
FIREPLACE
MASTER SUITE
PATIO
LANDSCAPED
COZY

Stylish and bright townhome in the gated Palmeras community at Camarillo Springs. This beautiful 2-bedroom, 2.5-bath home features a popular double master suite layout with spacious bedrooms, high ceilings, and plenty of natural light.The upgraded kitchen includes granite countertops, a gas range, and a sunny breakfast nook. The family room offers a cozy fireplace, and the private patio provides serene views of the pool, mountains, and the picturesque community architecture. Energy-saving LED lighting is installed throughout, and the master bathroom features a dual vanity.The attached two-car garage offers direct access. The community is beautifully landscaped and includes a pool, two spas, a barbecue area, and a multipurpose recreation room. Conveniently located near golf courses, restaurants, shopping, and with easy freeway access. This is a 1031 exchange sale. Don't miss this great opportunity.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.81
Remaining Loan Term
26 years, 1 months
Monthly PITI
$2,558.73/mo
Estimated Loan Balance
$386,135
Cash to close
$267,765
Interest Paid
$43,966

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association, Community, Heated, InGround

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Spanish
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Palmeras-Camarillo Springs
  • HOA Amenities: Unknown
  • HOA Fee: $301
  • HOA Frequency: $Monthly
Location
  • Region: Camarillo

Financial Details

  • Price per Sqft: $468.59
  • Tax Annual Amount: $8112.5
  • On Market Date: 2025-02-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $267,765 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $267,765!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$381,235
Your Cash$267,765
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,716/mo
Traditional @ 7.5%
$2,922/mo
You save $1,206/month ($14,473/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-28352

Listing From:

Last updated: 2025-03-06T17:07:56.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,716 /mo
$2,817 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $267,765 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $267,765!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$381,235
Your Cash$267,765
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,716/mo
Traditional @ 7.5%
$2,922/mo
You save $1,206/month ($14,473/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.