Laura Jewett

Laura Jewett

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Closed

$925,000

($170,889 down)
FHA

872 Albany Avenue, Ventura, CA 93004

4
3
2,212 sqft
PITI Monthly
$5,298.39 /mo

Listing courtesy of: Austin Reimers, Boundless Realty Inc

Assumed Rate

5.84%
7.15%

Principal & Interest

$4,536 /mo
$5,199 /mo

What's Special

REMODELED
DESIRED
SHOPPING
DINING
MODERN
LUXURY
GRANITE COUNTERTOPS
FIREPLACE
VAULTED CEILINGS
PATIO
SPRINKLER SYSTEM

Welcome Home to this stunning remodeled Mid Century Modern Ventura home located in the desired Meadows II neighborhood. A perfect entertainers paradise! This captivating home offers 4 bedrooms with a primary suite downstairs, 2.5 bathrooms, 2,212 sq ft of living space, boasting a 6,393 sq ft lot, an attached 2-car garage, and parking for an RV, with power hook-up! Open the front door to reveal an enormous open living area with a living room with vaulted ceilings, an enchanting brick fireplace and wide throughway to the dining area, even more living space, and beautiful newer kitchen. The heart of the home lies in the gorgeous open kitchen with an abundance of cabinet space, Granite countertops, full backsplash, wood grain cabinets in the kitchen, newer appliances, a 5-burner cooktop, and a breakfast bar area that opens to the dining room area that looks out to the patio for a light and bright space. Other features include Culligan reverse osmosis purifying system for drinking water and connected to the kitchen refrigerator for drinking water & ice, USB ports, new waterproof luxury vinyl plank flooring in the living spaces, newer carpet in the bedrooms, new interior and exterior paint, and newer light fixtures. Low maintenance landscape with automated sprinkler system front & back, Beautiful Persimmon, apple, 2 orange and Avocado Trees in the back. Just a short distance to Citrus Glen Elementary school and shopping. many more upgrades to mention. Upstairs shared bathroom and 1/2 bathroom have been completely remodeled beautifully. The upstairs offers generously sized bedrooms and a good-sized full bathroom with tub & shower. The home is conveniently located near shopping, parks, freeway, and restaurants. Just a short distance to Citrus Glen Elementary school. Hurry before this gorgeous property is gone!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.84
Remaining Loan Term
27 years, 10 months
Monthly PITI
$5,298.39/mo
Estimated Loan Balance
$760,060
Cash to close
$170,889
Interest Paid
$96,106

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir
Features
  • Materials: Drywall, Stucco, CopperPlumbing
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GasStarter
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: AverageCondition, Block, Wood
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Spanish
Materials
  • Drywall, Stucco, CopperPlumbing
  • Roof: SpanishTile
Condition
  • Year Built: 1968
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Meadows II 02 - 132202
  • Features: Biking, Curbs, Gutters, Park
HOA
  • Has HOA: No
Location
  • Region: Ventura

Financial Details

  • Price per Sqft: $418.17
  • Tax Annual Amount: $
  • On Market Date: 2024-08-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $170,889 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $170,889!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$754,111
Your Cash$170,889
Total Purchase Price:$925,000

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$4,536/mo
Traditional @ 7.5%
$5,393/mo
You save $857/month ($10,280/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-25182

Listing From:

Last updated: 2024-12-14T23:11:58.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.84%
7.15%

Principal & Interest

$4,536 /mo
$5,199 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $170,889 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $170,889!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$754,111
Your Cash$170,889
Total Purchase Price:$925,000

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$4,536/mo
Traditional @ 7.5%
$5,393/mo
You save $857/month ($10,280/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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