Laura Jewett

Laura Jewett

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Closed

$960,000

($218,814 down)
FHA

86 Willey Street, Ojai, CA 93023

3
2
1,257 sqft
PITI Monthly
$5,049.02 /mo

Listing courtesy of: David Walker, Keller Williams West Ventura County

Assumed Rate

2.88%
7.15%

Principal & Interest

$3,274 /mo
$5,326 /mo

What's Special

REMODELED
DINING
SPACIOUS
MODERN
RENOVATED
STAINLESS STEEL APPLIANCES
PATIO
FAMILY-FRIENDLY
COZY

Welcome to 86 Willey Street, a beautifully remodeled 3-bedroom, 2-bathroom home nestled in one of Ojai's most desirable neighborhoods! This 1,257 sq. ft. single-family residence has been thoughtfully renovated, offering a blend of modern finishes and cozy comforts. Step inside to an open-concept living area that flows seamlessly into the upgraded kitchen, featuring stainless steel appliances, sleek cabinetry, and a spacious breakfast bar--ideal for morning coffee or evening gatherings.Outside the covered patio is perfect for outdoor dining or relaxing as you take in the peaceful surroundings. The property also includes a spacious garage and RV parking, making it a fantastic choice for outdoor enthusiasts who love exploring the nearby scenic trails and nature reserves. The neighborhood offers a tranquil, family-friendly atmosphere with easy access to local parks, trails, and renowned Ojai dining spots. This home offers a perfect blend of style, convenience, and charm--your dream Ojai retreat awaits!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.88
Remaining Loan Term
26 years, 9 months
Monthly PITI
$5,049.02/mo
Estimated Loan Balance
$744,166
Cash to close
$218,814
Interest Paid
$71,279

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Privacy
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1968
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Hiking, HorseTrails, Lake, StreetLights, Sidewalks, Valley
HOA
  • Has HOA: No
Location
  • Region: Ojai

Financial Details

  • Price per Sqft: $763.72
  • Tax Annual Amount: $12000
  • On Market Date: 2024-10-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $218,814 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $218,814!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$741,186
Your Cash$218,814
Total Purchase Price:$960,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$3,274/mo
Traditional @ 7.5%
$5,525/mo
You save $2,251/month ($27,009/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-26187

Listing From:

Last updated: 2025-01-17T03:51:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$3,274 /mo
$5,326 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $218,814 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $218,814!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$741,186
Your Cash$218,814
Total Purchase Price:$960,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$3,274/mo
Traditional @ 7.5%
$5,525/mo
You save $2,251/month ($27,009/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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