Laura Jewett

Laura Jewett

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Closed

$610,000

($129,087 down)
FHA

868 W Montrose Street, Bloomington, CA 92316

4
2
2,100 sqft
PITI Monthly
$3,619.37 /mo

Listing courtesy of: Mary Higgins, Landmark One Real Estate

Assumed Rate

6.64%
7.15%

Principal & Interest

$3,109 /mo
$3,275 /mo

What's Special

REMODELED
LOCATION
SHOPPING
SPACIOUS
MODERN
WALK-IN CLOSET
HOME OFFICE
CUL-DE-SAC

BACK ON MARKET SUBJECT TO CURRENT CANCELLATION! At no fault of the seller. Spacious 4-Bedroom Home with Bonus Room in Bloomington – Your Dream Home Awaits Nestled on a quiet cul-de-sac, this 2,100 sq. ft. gem sits on a sprawling 12,000+ sq. ft. lot, offering you all the space you could ever need. Whether you need room to grow OR entertain this home has it all. With 4 bedrooms and a bonus room so large it could be considered a “bonus mansion,” ready to build up to a second floor if you wish or perfect for a 5th bedroom, home office, playroom, or even your very own movie theater. The primary bedroom is more than just a place to sleep—it’s a retreat. Featuring a private retreat area, a walk-in closet, and direct access to the backyard, you may never want to leave. The side bedroom comes with its own private access, offering a secret getaway within the home—ideal for moments of solitude.The home features sleek, modern newer laminate flooring and carpet throughout, making cleaning a breeze and leaving you with more time to enjoy your favorite activities. There are 2 updated bathrooms, with the hallway bathroom complete with a tub and shower combo and newly remodeled primary bathroom shower. The spacious kitchen is ready for your culinary masterpieces, featuring granite counters and recessed lighting. Whether you’re preparing your famous pasta dish, baking cookies, or just showing off your kitchen skills, this space will inspire you to get creative. Outside, the backyard is a true blank canvas with ample space for a pool, garden, or even an accessory dwelling unit (ADU)—because why not? The possibilities are endless. If you’ve got an RV, trailer, or even an inflatable hot tub, you’ll be happy to know that there’s RV/trailer parking with full hookups, including a 30-amp plug and sewer connection. With multiple access points to the backyard and side yard, you can avoid traffic inside the house or just sneak out for a midnight snack. This home is also commuter-friendly, with a prime location close to Kaiser, San Bernardino College, and shopping. Your daily routine just got a whole lot easier.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.64
Remaining Loan Term
28 years, 11 months
Monthly PITI
$3,619.37/mo
Estimated Loan Balance
$483,551
Cash to close
$129,087
Interest Paid
$34,688

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition, Shingle
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Bloomington

Financial Details

  • Price per Sqft: $290.48
  • Tax Annual Amount: $
  • On Market Date: 2024-11-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $129,087 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $129,087!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$480,913
Your Cash$129,087
Total Purchase Price:$610,000

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$3,109/mo
Traditional @ 7.5%
$3,397/mo
You save $287/month ($3,449/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW24240067

Listing From:

Last updated: 2025-01-16T02:38:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.64%
7.15%

Principal & Interest

$3,109 /mo
$3,275 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $129,087 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $129,087!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$480,913
Your Cash$129,087
Total Purchase Price:$610,000

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$3,109/mo
Traditional @ 7.5%
$3,397/mo
You save $287/month ($3,449/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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