Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$560,000

($171,811 down)
FHA

8648 El Centro Road, Phelan, CA 92371

4
3
2,245 sqft
PITI Monthly
$2,776.85 /mo

Listing courtesy of: VIDA TELLEZ, Quality Real Estate Corp.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,728 /mo
$2,852 /mo

What's Special

DINING
BREAKFAST NOOK
FIREPLACE
PATIO
MOUNTAIN VIEWS
SAFE
COZY
PRICE REDUCED

Price reduced for you can make it yours and have your family with a nice holidays in a sweet home sweet home. Discover the perfect blend of mountain views and desert with comfort in this meticulously and beautiful designed home. This gorgeous property counts with 4 beds and 3 full bath, and two of them are a master room and the other one a mini master room for your guest. It has two living rooms with double face of the fireplace for those cozy and chilli nights, a separate dining area and a beautiful kitchen with countertops granite and a nice breakfast nook. It has a beautifull and elegant tile flooring thru open areas, kitchen, living, dining room, the hallway execpt for the bedrooms. Has central A/C and heating plus quiet cooler, two car garage. The house is all fenced, has a nice concrete fence at the front and one small private fence area for the covered patio backyard, the rest of the backyard is metal chain fence. To get here is almost all pavement roads and nice streets, and just a half block is dirt to get to this geme of land, the fwys are near by and Oak Hills is next to it. This property was build on 2007, and is in very good contidion and it has almost two acres. Sellers are giving credit for some closing cost to the buyer!. Move in to this amazing home to explore the quite, safe and relaxed neighborhood, good schools and bring your animals or your Trucks and RV. Send your offers today!.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$2,776.85/mo
Estimated Loan Balance
$389,019
Cash to close
$171,811
Interest Paid
$47,401

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, EvaporativeCooling
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Block, ChainLink
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking, Rural
HOA
  • Has HOA: No
Location
  • Region: Phelan

Financial Details

  • Price per Sqft: $249.44
  • Tax Annual Amount: $7000
  • On Market Date: 2024-06-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $171,811 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $171,811!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$388,189
Your Cash$171,811
Total Purchase Price:$560,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,728/mo
Traditional @ 7.5%
$2,958/mo
You save $1,230/month ($14,758/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV24128437

Listing From:

Last updated: 2024-12-23T13:18:04.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,728 /mo
$2,852 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $171,811 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $171,811!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$388,189
Your Cash$171,811
Total Purchase Price:$560,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,728/mo
Traditional @ 7.5%
$2,958/mo
You save $1,230/month ($14,758/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.