Laura Jewett

Laura Jewett

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Closed

$459,000

($181,019 down)
FHA

863 Villa Ter, Brentwood, CA 94513

2
2
948 sqft
PITI Monthly
$2,228.76 /mo

Listing courtesy of: Erin Gonzalez, Corcoran Icon Properties

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,367 /mo
$2,069 /mo

What's Special

GATED COMMUNITY
SERENE
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MODERN
LUXURY
GRANITE COUNTERTOPS
PATIO
CLUBHOUSE

Nestled in a secure gated community, this delightful townhouse is just a stone's throw from downtown Brentwood’s vibrant shopping, dining, and entertainment scene. Modern touches elevate this home, including upgraded cabinetry, sleek granite countertops, and durable luxury vinyl plank (LVP) flooring throughout the main living areas. With two spacious bedrooms featuring newer carpeting and mirrored closet doors, this home combines comfort and style. Step out onto your own private, gated patio from one of the 2 sliding doors in the family room to a serene spot for morning and evening relaxation. Plus, enjoy the added convenience of two dedicated parking spaces within the complex. The Villa Terrace community offers excellent amenities, including an inground pool and clubhouse, perfect for cooling off on sunny days or socializing with neighbors. Embrace the best of the Brentwood lifestyle with this inviting, well-appointed townhome that provides comfort, value, and unbeatable convenience. Click on website link to see all photos, video, virtual Matterport Tour and floor plan. https://863villaterrace.com?mls=41078862

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
25 years, 1 months
Monthly PITI
$2,228.76/mo
Estimated Loan Balance
$278,547
Cash to close
$181,019
Interest Paid
$49,436

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: InGround, Association

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision: VILLA TERRACE
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $193
  • HOA Frequency: $Monthly
Location
  • Region: Brentwood

Financial Details

  • Price per Sqft: $484.18
  • Tax Annual Amount: $5737.5
  • On Market Date: 2024-11-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $181,019 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $181,019!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$277,981
Your Cash$181,019
Total Purchase Price:$459,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,367/mo
Traditional @ 7.5%
$2,146/mo
You save $779/month ($9,350/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41078862

Listing From:

Last updated: 2025-03-01T13:55:58.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,367 /mo
$2,069 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $181,019 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $181,019!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$277,981
Your Cash$181,019
Total Purchase Price:$459,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,367/mo
Traditional @ 7.5%
$2,146/mo
You save $779/month ($9,350/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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