Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$865,000

($309,465 down)
VA

8625 San Gregorio Road, Atascadero, CA 93422

3
3
1,788 sqft
PITI Monthly
$3,150.73 /mo

Listing courtesy of: Jaime Silveira, Malik Real Estate Group, Inc.

Assumed Rate

3.93%
7.15%

Principal & Interest

$2,934 /mo
$4,186 /mo

What's Special

SHOPPING
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
DECK
BALCONY
COZY

Escape to serenity in this enticing 1788 sf home, featuring 3 bedrooms and 2.5 bathrooms, nestled in the peaceful Las Encinas neighborhood of Atascadero. Inside, you'll find beautiful wood grain tile floors that flow seamlessly through the living room, dining area and kitchen. The high ceilings enhance the airy ambiance, while the gas fireplace adds warmth for those cool Atascadero evenings. The updated kitchen boasts sleek quartz countertops and a stylish large-pattern subway tile backsplash. Just a few steps up, you’ll discover the guest bedrooms, main bathroom and the luxurious primary suite. This spacious retreat is perfect for unwinding, complete with a cozy sitting area ideal for reading, a walk-in closet and a private balcony where you can savor your morning coffee or an evening glass of wine. The ensuite bathroom features a generous dual sink vanity and a large, beautifully tiled shower. Outside, enjoy the fresh air on the newer redwood deck, offering stunning westward views for breathtaking sunsets. Surrounded by majestic oaks, this home feels like a secluded escape, yet it’s just minutes from freeway access, schools, shopping and dining. If you’re seeking a tranquil escape, your search ends here! Check out the attached Virtual Tour for more details, including room dimensions.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.93
Remaining Loan Term
24 years, 3 months
Monthly PITI
$3,150.73/mo
Estimated Loan Balance
$573,748
Cash to close
$309,465
Interest Paid
$132,575

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, AtticFan
  • Heating: ForcedAir, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Wire
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision: ATNorthwest(20)
  • Features: Biking, Hiking
HOA
  • Has HOA: No
Location
  • Region: Atascadero

Financial Details

  • Price per Sqft: $483.78
  • Tax Annual Amount: $
  • On Market Date: 2024-11-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $309,465 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $309,465!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.93% Sellers Rate
$555,535
Your Cash$309,465
Total Purchase Price:$865,000

Assumed vs Traditional Mortgage

Assumed @ 3.93%
$2,934/mo
Traditional @ 7.5%
$4,342/mo
You save $1,408/month ($16,898/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS24223493

Listing From:

Last updated: 2024-12-19T06:01:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.93%
7.15%

Principal & Interest

$2,934 /mo
$4,186 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $309,465 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $309,465!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.93% Sellers Rate
$555,535
Your Cash$309,465
Total Purchase Price:$865,000

Assumed vs Traditional Mortgage

Assumed @ 3.93%
$2,934/mo
Traditional @ 7.5%
$4,342/mo
You save $1,408/month ($16,898/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.