Laura Jewett

Laura Jewett

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Closed

$274,900

($171,525 down)
FHA

85 Pleasant Avenue N, Annandale, MN 55302

3
2
1,813 sqft
PITI Monthly
$1,073 /mo

Listing courtesy of: , Re/Max Lakes Region

Assumed Rate

4%
7.15%

Principal & Interest

$628 /mo
$889 /mo

What's Special

DINING
PATIO

This elegant 3-bedroom, 2-bathroom home on .47 acres offers a perfect blend of serenity and convenience, located in the vibrant heart of Annandale. Featuring a detached garage and a 24x32+10x18 garage/shop, this is an ideal haven for hobbyists or anyone in need of extra workspace. Enjoy the convenience of all three bedrooms on the main level. The kitchen is rich with cabinetry and countertop space, complemented by a dining room that extends the area. The basement has a bonus room, storage room and an additional living room, creating an environment perfect for anyone needing extra space, and offering countless opportunities to let your creativity flourish. With a beautiful flower garden, fire pit and patio in the backyard, you will have a perfect spot to enjoy the outdoors. Seize the opportunity to view this unique property in person! Schedule your private showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4
Remaining Loan Term
19 years, 9 months
Monthly PITI
$1,073/mo
Estimated Loan Balance
$68,397
Cash to close
$171,525
Interest Paid
$48,497

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 1958
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Annandale

Financial Details

  • Price per Sqft: $151.63
  • Tax Annual Amount: $2420
  • On Market Date: 2025-01-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $171,525 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $171,525!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4% Sellers Rate
$103,375
Your Cash:$171,525
Total Purchase Price:$274,900

Assumed vs Traditional Mortgage

Assumed @ 4%
$628/mo
Traditional @ 7.5%
$922/mo
You save $294/month ($3,524/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6647506

Listing From: northstar

Last updated: 2025-04-03T18:30:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4%
7.15%

Principal & Interest

$628 /mo
$889 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $171,525 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $171,525!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4% Sellers Rate
$103,375
Your Cash:$171,525
Total Purchase Price:$274,900

Assumed vs Traditional Mortgage

Assumed @ 4%
$628/mo
Traditional @ 7.5%
$922/mo
You save $294/month ($3,524/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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