Laura Jewett

Laura Jewett

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Active

$745,000

($20,789 down)
FHA

857 Athens Ave, Oakland, CA 94607

N/A
N/A
sqft
PITI Monthly
$4,816.96 /mo

Listing courtesy of: Jeremy Davidson, Compass

Assumed Rate

2.83%
7.15%

Principal & Interest

$3,260 /mo
$5,339 /mo

What's Special

FIREPLACE
DECK
PRIVATE BACKYARD
INVESTMENT OPPORTUNITY

Looking for a special investment opportunity not far from Downtown? This special Victorian duplex has tons of curb appeal and will charm you with its ornate details, updated kitchens and bathrooms, and private backyard. Each unit has 2 bedrooms and 1 bathroom, and you'll love all the natural light. The lower unit is a vibe with newly refinished wood floors, tons of rich wood trim, and a stunning marble fireplace surround and mantel. Upstairs also offers refinished floors and a sparkling new bath. Anchored by a large palm tree, the fenced-in yard offers plenty of room to lounge, garden or gather. The upper unit has an open floor plan with access to a deck off the kitchen and living area. Both units enjoy updated kitchens and bathrooms and have access to shared laundry. Proximity to BART, Downtown, Uptown, the West Grand ramp to 580, and all Oakland has to offer. A gem for an owner or an investor.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.83
Remaining Loan Term
25 years, 11 months
Monthly PITI
$4,816.96/mo
Estimated Loan Balance
$727,305
Cash to close
$20,789
Interest Paid
$87,320

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms:
  • Bathrooms: 0
Cooling & Heating
  • Cooling: Unknown
  • Heating: WallFurnace
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Duplex
  • Architectural Style: Unknown
Materials
  • WoodSiding
  • Roof: Shingle
Condition
  • Year Built: 1901
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oakland

Financial Details

  • Price per Sqft: $745,000
  • Tax Annual Amount: $9312.5
  • On Market Date: 2024-12-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $20,789 (3%)
You can enter any amount below - secondary financing will cover the difference if needed.
3%
$

You cover the entire equity of $20,789!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$724,211
Your Cash$20,789
Total Purchase Price:$745,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$3,260/mo
Traditional @ 7.5%
$5,538/mo
You save $2,277/month ($27,326/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41080286

Listing From:

Last updated: 2025-03-31T13:54:15.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$3,260 /mo
$5,339 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $20,789 (3%)
You can enter any amount below - secondary financing will cover the difference if needed.
3%
$

You cover the entire equity of $20,789!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$724,211
Your Cash$20,789
Total Purchase Price:$745,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$3,260/mo
Traditional @ 7.5%
$5,538/mo
You save $2,277/month ($27,326/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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