Laura Jewett

Laura Jewett

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Closed

$219,900

($90,473 down)
FHA

855 O Avenue, Limon, CO 80828

4
1
1,392 sqft
PITI Monthly
$1,061.73 /mo

Listing courtesy of: Timothy Andersen, Gordon Real Estate Group

Assumed Rate

3.81%
7.15%

Principal & Interest

$703 /mo
$1,018 /mo

What's Special

SPACIOUS
MOVE-IN READY
FIREPLACE
WALK-IN CLOSET
CHARMING
COZY

This charming 4-bedroom, 1-bathroom house is ready to become your next home! With a spacious living room as the heart of the house, it offers a comfortable and welcoming environment. On the south side, you'll find three bedrooms, each with three large closets, one of which features a cozy loft that can fit a twin-sized mattress or serve as a fun hangout area. The master bedroom includes a walk-in closet and a picturesque bay window, adding a touch of elegance. The kitchen comes equipped with essential appliances like a range, dishwasher, garbage disposal, refrigerator, and water softener, making it move-in ready. Outside, enjoy an oversized 2-car garage, perfect for storage, a workshop, or your personal "man cave." The backyard is ideal for children and pets to play, and features an outdoor fireplace for cozy gatherings under the stars, no matter the season. Plus, it's conveniently located near a preschool and bus stop. Don’t miss out on the opportunity to make this house your new home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.81
Remaining Loan Term
22 years, 7 months
Monthly PITI
$1,061.73/mo
Estimated Loan Balance
$137,116
Cash to close
$90,473
Interest Paid
$39,521

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Baseboard, Electric
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1983
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Limon
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Limon

Financial Details

  • Price per Sqft: $157.97
  • Tax Annual Amount: $1222
  • On Market Date: 2024-10-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $90,473 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $90,473!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.81% Sellers Rate
$129,427
Your Cash$90,473
Total Purchase Price:$219,900

Assumed vs Traditional Mortgage

Assumed @ 3.81%
$703/mo
Traditional @ 7.5%
$1,056/mo
You save $353/month ($4,233/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3544159

Listing From: recolorado

Last updated: 2025-03-31T20:04:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.81%
7.15%

Principal & Interest

$703 /mo
$1,018 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $90,473 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $90,473!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.81% Sellers Rate
$129,427
Your Cash$90,473
Total Purchase Price:$219,900

Assumed vs Traditional Mortgage

Assumed @ 3.81%
$703/mo
Traditional @ 7.5%
$1,056/mo
You save $353/month ($4,233/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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