Laura Jewett

Laura Jewett

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Closed

$450,000

($277,897 down)
FHA

854 S CERISE --, Mesa, AZ 85208

4
2
1,769 sqft
PITI Monthly
$1,445.94 /mo

Listing courtesy of: Crisanna Tutera, Keller Williams Integrity First

Assumed Rate

3.57%
7.15%

Principal & Interest

$1,014 /mo
$1,512 /mo

What's Special

GATED COMMUNITY
SHOPPING
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES

Seller offering a $5,000 credit at COE to assist buyer in buying down the rate or as needed.Highly sought after 4 bedrm, single level floor plan rarely on the market. HVAC replaced in 2019, Water Heater in 2023 Sstainless steel appliances plus washer & dryer convey. Neutral Two Tone Paint Throughout home. The 2 car garage has epoxy coated floor.. This home has lots of upgrades including granite kitchen counter tops, tile floors in all the right places, ceiling fans throughout, all appliances included, desert landscape in front yard & paver hardscape with synthetic grass in rear yard for easy maintenance. This is a gr spacious single level home located in a gated community within close proximity to nearby schools, city park as well as shopping, dining, medical center & easy freeway access

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.57
Remaining Loan Term
21 years, 4 months
Monthly PITI
$1,445.94/mo
Estimated Loan Balance
$192,046
Cash to close
$277,897
Interest Paid
$63,114

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Unknown
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: DR Horton

Community & HOA

Community
  • Subdivision: LA FORTINA
  • Features: Gated Community, Near Bus Stop, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: La Fortina
  • HOA Amenities: Unknown
  • HOA Fee: $200
  • HOA Frequency: $Quarterly
Location
  • Region: Mesa

Financial Details

  • Price per Sqft: $254.38
  • Tax Annual Amount: $1480
  • On Market Date: 2024-04-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $277,897 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $277,897!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$172,103
Your Cash:$277,897
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$1,014/mo
Traditional @ 7.5%
$1,568/mo
You save $554/month ($6,652/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6686531

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-06-30T09:00:23.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.57%
7.15%

Principal & Interest

$1,014 /mo
$1,512 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $277,897 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $277,897!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$172,103
Your Cash:$277,897
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$1,014/mo
Traditional @ 7.5%
$1,568/mo
You save $554/month ($6,652/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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