Laura Jewett

Laura Jewett

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Closed

$440,000

($100,829 down)
FHA

85413 Giorno Court, Indio, CA 92203

2
2
1,555 sqft
PITI Monthly
$2,839.89 /mo

Listing courtesy of: Laura Lake, Equity Union

Assumed Rate

5.52%
7.15%

Principal & Interest

$1,985 /mo
$2,356 /mo

What's Special

SERENE
SHOPPING
ENTERTAINMENT
DINING
LUXURY
LANDSCAPED
CLUBHOUSE
FITNESS CENTER
TENNIS COURTS
SOLAR PANELS

Welcome to Your Dream Oasis. Nestled within the prestigious 55 and over community of Four Seasons Terra Lago community, this stunning property offers a rare blend of luxury, comfort, and tranquility. Experience the epitome of desert living in this meticulously designed home boasting breathtaking views and unparalleled amenities. Situated in the coveted Four Seasons Terra Lago, known for its serene ambiance and upscale lifestyle. Spanning 1,555 SqFt, this home features expansive living areas bathed in natural light, offering ample space for relaxation and entertainment. Amazing upgrades done by the owner are a landscaped backyard with hookups to accommodate a spa in the back, Leased solar Panels, solar shades for the hot summer months. The backyard is northwest facing with the gorgeous views of the Santa Rosa mountains. Easy access to the property from the south side entrance and exit that leads to Ave 44 with transponder.Residents of Four Seasons Terra Lago enjoy access to an impressive array of amenities designed to enhance their quality of life. This includes a grand clubhouse, state-of-the-art fitness center, resort-style swimming pools, tennis courts, and a spa for ultimate relaxation. Despite its serene ambiance, Four Seasons Terra Lago offers convenient access to a wide range of amenities and attractions. Nearby shopping centers, dining establishments, and cultural attractions ensure that residents have everything they need within easy reach

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.52
Remaining Loan Term
27 years, 4 months
Monthly PITI
$2,839.89/mo
Estimated Loan Balance
$339,594
Cash to close
$100,829
Interest Paid
$50,434

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GasStarter, LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Community, InGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Mediterranean
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision: FourSeasonsTerraLago
  • Features: Golf, Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Four seasons at terra lago
  • HOA Amenities: Unknown
  • HOA Fee: $280
  • HOA Frequency: $Monthly
Location
  • Region: Indio

Financial Details

  • Price per Sqft: $282.96
  • Tax Annual Amount: $5500
  • On Market Date: 2024-04-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $100,829 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $100,829!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$339,171
Your Cash$100,829
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$1,985/mo
Traditional @ 7.5%
$2,444/mo
You save $459/month ($5,506/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219109950DA

Listing From:

Last updated: 2024-08-31T13:28:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$1,985 /mo
$2,356 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $100,829 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $100,829!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$339,171
Your Cash$100,829
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$1,985/mo
Traditional @ 7.5%
$2,444/mo
You save $459/month ($5,506/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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