Laura Jewett

Laura Jewett

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$429,999

($41,098 down)
FHA

84 Jack Court, Merced, CA 95341

4
3
1,945 sqft
PITI Monthly
$3,387.28 /mo

Listing courtesy of: Max Madayag, Keller Williams Property Team

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,466 /mo
$2,679 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
QUIET NEIGHBORHOOD
COZY

Just minutes from the fast-growing UC Merced, downtown entertainment, and shopping district. Easy access for all commuters to highway 99 with future economic growth for the Gateway to the University and Yosemite National Park. This cozy home sits in a quiet neighborhood with an open floor plan as you first walk in with the dining room to your left and living room to the right with vaulted ceilings. As you venture to the back of home there's a family room with a warm fireplace to keep you comfortable while relaxing after a long day. The kitchen has been upgraded with a new sink, countertops, dishwasher, walk-in pantry, and a refrigerator that will stay with the home. As you venture upstairs in the circular staircase overlooking downstairs, your greeted with new flooring throughout upstairs in each bedroom. The master bedroom has a walk-in closet with a jetted tub that's also brand new. The backyard is set up for backyard BBQs with a patio and enough room for a swimming pool. This home also comes with an oversized 5-ton air conditioner unit, LED lights, electric car outlet. Sellers are in the process of moving so keep an open mind and everything is negotiable with sale. Sale to be AS IS and must assume the existing solar that's being leased through SUN STRONG.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$3,387.28/mo
Estimated Loan Balance
$404,443
Cash to close
$41,098
Interest Paid
$45,640

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Merced

Financial Details

  • Price per Sqft: $221.08
  • Tax Annual Amount: $5374.99
  • On Market Date: 2025-01-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $41,098 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $41,098!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$388,901
Your Cash$41,098
Total Purchase Price:$429,999

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,466/mo
Traditional @ 7.5%
$2,680/mo
You save $214/month ($2,571/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC25019132

Listing From:

Last updated: 2025-04-01T18:43:55.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,466 /mo
$2,679 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $41,098 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $41,098!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$388,901
Your Cash$41,098
Total Purchase Price:$429,999

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,466/mo
Traditional @ 7.5%
$2,680/mo
You save $214/month ($2,571/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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