Laura Jewett

Laura Jewett

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Closed

$649,000

($125,394 down)
VA

848 N Fig St, Escondido, CA 92026

3
3
1,397 sqft
PITI Monthly
$2,699.14 /mo

Listing courtesy of: Chris Weil, Compass

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,532 /mo
$4,120 /mo

What's Special

LOCATION
FRESH PAINT
SPACIOUS
MODERN
WALK-IN CLOSET

Welcome to 848 N Fig St, a turn-key, move-in-ready single-family home in the highly desirable Altera community. This stunning property boasts three bedrooms plus a spacious bonus loft that can easily be converted into a fourth bedroom, offering flexible living options. The home has been meticulously updated with a modern kitchen, stylish bathrooms, and new flooring throughout. Enjoy the comfort of fresh paint and the convenience of a new disposal and kitchen faucet. Two full bathrooms are located upstairs, with a convenient half bath on the main floor. The primary bedroom offers a large walk-in closet for ample storage. Additionally, the home includes an attached two-car garage. With the AC and furnace still under warranty, you can rest easy with year-round comfort. The location provides easy access to freeways for hassle-free commuting and is close to top-rated schools and parks, making it ideal for families. Don’t miss out on this fantastic opportunity to own a beautifully updated home in Escondido!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 9 months
Monthly PITI
$2,699.14/mo
Estimated Loan Balance
$576,805
Cash to close
$125,394
Interest Paid
$55,138

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition, Shingle
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: North Escondido
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: APS
  • HOA Amenities: Unknown
  • HOA Fee: $120
  • HOA Frequency: $Monthly
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $464.57
  • Tax Annual Amount: $
  • On Market Date: 2024-08-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $125,394 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $125,394!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$523,606
Your Cash$125,394
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,532/mo
Traditional @ 7.5%
$4,274/mo
You save $1,741/month ($20,893/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240017978SD

Listing From:

Last updated: 2024-12-05T03:38:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,532 /mo
$4,120 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $125,394 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $125,394!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$523,606
Your Cash$125,394
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,532/mo
Traditional @ 7.5%
$4,274/mo
You save $1,741/month ($20,893/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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