Laura Jewett

Laura Jewett

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$759,000

($137,062 down)
VA

846 Pearl Place, El Cajon, CA 92020

3
2
1,392 sqft
PITI Monthly
$4,674.68 /mo

Listing courtesy of: Jessica Gordon, eXp Realty of California, Inc

Assumed Rate

5.52%
7.15%

Principal & Interest

$3,667 /mo
$4,353 /mo

What's Special

LOCATION
SPACIOUS
MODERN
FIREPLACE
IRRIGATION SYSTEM
COZY

Nestled on a quiet street just steps from the park, this beautifully updated 3-bedroom, 1.5-bathroom modern farmhouse offers the perfect blend of style and comfort. The open floor plan welcomes you with abundant natural light, leading to a stunning newly updated kitchen featuring sleek countertops and elegant new light fixtures. Cozy up in the inviting living space with a stylish electric fireplace, perfect for cool evenings. Updated bathrooms add a fresh, modern touch, while brand-new windows enhance natural light and energy efficiency. Enjoy year-round comfort with central heating and air conditioning, plus the benefits of a leased solar system. The spacious backyard is perfect for entertaining, relaxing, or play, complete with irrigation system for effortless maintenance. Don’t miss this incredible opportunity to own a beautifully updated home in a prime location!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.52
Remaining Loan Term
27 years, 4 months
Monthly PITI
$4,674.68/mo
Estimated Loan Balance
$622,741
Cash to close
$137,062
Interest Paid
$93,189

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, EnergyStarQualifiedEquipment
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1952
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, DogPark, Gutters, StreetLights, Suburban, Sidewalks, Park
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $545.26
  • Tax Annual Amount: $9487.5
  • On Market Date: 2025-02-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $137,062 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $137,062!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$621,938
Your Cash$137,062
Total Purchase Price:$759,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$3,667/mo
Traditional @ 7.5%
$4,515/mo
You save $848/month ($10,173/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2501161

Listing From:

Last updated: 2025-03-06T18:46:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$3,667 /mo
$4,353 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $137,062 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $137,062!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$621,938
Your Cash$137,062
Total Purchase Price:$759,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$3,667/mo
Traditional @ 7.5%
$4,515/mo
You save $848/month ($10,173/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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