Laura Jewett

Laura Jewett

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$725,000

($105,673 down)
VA

845 E 13TH ST, National City, CA 91950

3
2
1,008 sqft
PITI Monthly
$3,742.77 /mo

Listing courtesy of: Jo Anne Pember, Weichert SoCal

Assumed Rate

2.85%
7.15%

Principal & Interest

$2,771 /mo
$4,526 /mo

What's Special

REMODELED
SHOPPING
DINING
SPACIOUS
PATIO
CHARMING

Unlock your homeownership dreams with this charming South Bay hillside home, beautifully remodeled with three bedrooms, two baths, and a detached garage. Cultivate your culinary ingredients from your farm to table garden. Savor the fruits of your labor in your open kitchen island stove. Enjoy the spacious backyard with a covered patio, built-in seating, and additional space to spread and sprawl. Store your toys and treasures in additional built-in storage behind the garage. Nurture your nature in the terraced frontage garden. Watch the spectacular Fourth of July fireworks from Kimball Park in your backyard. Level up your cardio with nearby shopping, dining, and park. Buyer & Buyer agent to verify all information herein prior to submitting an offer.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.85
Remaining Loan Term
26 years, 0 months
Monthly PITI
$3,742.77/mo
Estimated Loan Balance
$620,624
Cash to close
$105,673
Interest Paid
$73,109

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: Fireplaces, NaturalGas
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1952
Details
  • Builder:

Community & HOA

Community
  • Subdivision: National City
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: National City

Financial Details

  • Price per Sqft: $719.25
  • Tax Annual Amount: $9062.5
  • On Market Date: 2024-08-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $105,673 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $105,673!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.85% Sellers Rate
$619,327
Your Cash$105,673
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 2.85%
$2,771/mo
Traditional @ 7.5%
$4,694/mo
You save $1,923/month ($23,079/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240019304SD

Listing From:

Last updated: 2025-03-30T05:01:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.85%
7.15%

Principal & Interest

$2,771 /mo
$4,526 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $105,673 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $105,673!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.85% Sellers Rate
$619,327
Your Cash$105,673
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 2.85%
$2,771/mo
Traditional @ 7.5%
$4,694/mo
You save $1,923/month ($23,079/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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